Quote:
Originally Posted by L-Pink
I have pre-existing conditions that not only prevent me from being accepted for insurance but will allow insurance companies the "loophole out" to not pay claims should I have medical issues. Already happened twice in the past, to the tune of over $100,000 despite years of paying monthly premiums up front each year.
I looked forward to the chance to actually have insurance despite my skepticism of anything run by the government. In this case my personal, selfish needs were going to come first over any political beliefs.
I did everything requested, and within the given time parameters.
Anyway, you are saying I can contact an independent insurance agent and he can get me on Obamacare? If that's the case why the emphasis and expense of the government website?
As far as getting "my head out of my ass" when the day comes that I can't fill out simple forms designed for the lowest common denominator citizen please shoot me.
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Yes, as long as the agent has the necessary designation they can set you up on the exchanges, and receive a commission for doing so.
The government site was meant for ease of use. Most people who just want insurance can go to the website, pick a policy, pay the premium and are good to go. Think of it like travel. Most people just hit up Expedia, Orbitz etc to book a flight. However for those that have special circumstances or questions, they can go to a travel agency.
I'm not saying the ACA is perfect. Far from it. However it is a good start and the majority of people I know who have shopped the exchanges came out with a better, and cheaper policy. I have found the biggest complainers were the biggest opponents in the first place (Republicans) and never have given the law a chance. This is another example of people complaining, and rallying against, something that can help them.