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thefreakybeaver, you really don't get it, do you?
they aren't cutting the prices/payouts in order to save money. they are doing it to reduce chargeback rates.
many programs are looking at their sites and saying "wow, this really isn't worth $40 a month". in this very thread, LAMike said "$39.99 per month for our sites? You have to be kidding me? They arent worth that much. No way!"
because their sites aren't worth $40 a month, the surfer charges back because he feels ripped off. this was fine when the ratio was 2.5% but this isn't fine at 1%.
so now they are lowering the prices so the surfer won't feel ripped off.
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