Originally Posted by tony286

Actually the way it happened was all three processors Ibill, ccbill and epoch had to do this, they had the president of ibill in a streaming meeting explain how it would work. I dont think they came up with this themselves. Adult online liked to play games with credit cards and screw consumers.Back then there were so many new consumers it didnt matter. It cost them american express, paypal and cb ratio of 1%, it was 5% a long time ago.