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I like Deltav's advice. Keep your idea to yourself. Contact CCBill directly and ask them all the questions you need. Try to build the site yourself, shoot your own content, etc. It may take you a while but you will learn alot, and the knowledge you gain will be very valuable to you later. Building a site is fairly easy, hosting is cheap, and CCBill is a good, experienced and helpful billing provider to have on your side, as are Segpay, Epoch, Netbilling and others..
Whatever the niche is, it is "yours", and only you will know how to shoot it and market it to other people who like that niche. If at all possible, try to do all of this without taking on a business partner unless you know for sure that your partner shares your passion for the idea, and is willing to put as much time and energy into it as you are.
Good luck!
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