Quote:
Originally Posted by Rochard
It's not only ER visits, but regular visits.
We usually have healthcare through my wife's work, and for some reason there was a lapse and my daughter broke her leg. I expected doctor's visits to be in the thousands of dollars. I was working for Lightspeed Cash at the time, very well paid, and just expected to bend over and take it. When they discovered I didn't have healthcare, they only charged me $500 - this covered three visits, multiple x-rays each visit, putting on and removing the cast. After that, physical therapy was $35 each visit.
My point is there is the price they bill the insurance companies, but then there is the price they charge people without insurance. And it's a huge difference.
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A lot of time they won't just offer you that lower price.
Before getting regular insurance I had just a catastrophic policy so I had pay for doctor visits out of cash. I called several doctors and found out they don't have reduced rate for cash customers. In other cases when I told them I was self pay they told me the price and I had to talk to someone in accounting/bookkeeping in order to get a reduced price.