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Russians with serious money who travel out of Russia for luxury and lavish life, do not have russian bank accounts. They have swiss, seychelles etc. bank accounts, and so no problem for VISA/Mastercard.
Russians who only keep in Russia to buy thinks, can use local cards. Lots of euro union countries got national-only cards - as well as I don't think USA "Discover" card it is that much accepted outside USA...
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