Quote:
Originally Posted by PornoMonster
Oh Forgot to say this part.
The bills are like Selling Cars, No one should pay the sticker Price, HAHA.
Say my medical bill is 100K, my insurance covers 80% so I am stuck with 20K and my insurance is stuck with 80K.... NOT so fast.. The insurance Companies have Huge Buildings of people who negotiate their part ($80K) down. I do not know how much they will get that 80K down to, but they employ hundreds upon hundreds of workers for just this...
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My father worked for a very large insurance company he did contracting. It was like the mafia. He would meet with a Doctor,they would scream and yell how they were paying him shit per patient. My father wouldn't say a word when the doc was done with his rant. My father would say I can appreciate that but you have to make a business decision in a very calm voice. The doctor always would fold because if the dr said fuck you, he lost all those ins company patients.
The hospital has your social so first thing is pull up a credit report on you, if you dont have shit on paper (just a cash and carry guy)or crap credit so you are basically judgement proof. I would bet they are much more open to make a deal. If you have things, its fuck you pay me.
http://www.nytimes.com/2012/04/25/bu...tals.html?_r=0
Doesnt sound like they are looking to do deals.