Quote:
Originally Posted by PornoMonster
When they send you the bill, you explain you can't pay that and either they offer a cash value or you can. Does it always work, Nope. Even less today then before.
For dental and other things, you talk about it Before you have the procedure done.
I guess the same things that the Big insurance companies do in the back end...
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the cash value is already calculated on the bill these days, at least in my experiences, my hospital and er bills come with 2 columns- the full price and my discounted price. i can try and negotiate but the hospital can and will sell my account to a bill collector within a few months if i don't pay what they tell me i need to pay.