This is a brochure from a request I got from Allstate Insurance to update my healthcare insurer to continue getting my discount on the Auto insurance being the secondary payer on any medical claims for me in an auto accident.

Either Allstate is full of shit on the costs they pay or there is such a great disparity in medical charges. See the lower half of the brochure page I scanned.

From what I have seen I tend to believe them -- I paid workman's comp for many years ...