Quote:
Originally Posted by dyna mo
the hospital will start on day 1 working with you. they send a financial advisor to meet beginning on the 1st day of admission. i had the financial advisor meet me the last time before the physician intake. they want money up front if at all possible. this is how it's happened for me more than twice.
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When I was in the hospital a few years ago they sent someone in and we talked. I had insurance, but it was a catastrophic only policy. They actually laughed when they told me that the insurance should cover this because it was something I couldn't get treatment at home or in a regular docs office for and left untreated it would kill me. Therefore it qualified, but she said they will reject the claim and it will be a fight.
She was right. The insurance rejected the claim, but my doctor was a champ. It pissed him off and her personally took it upon himself to educate them and get them to pay for it. Had he not stepped in it could have been a huge headache and very expensive for me.