Quote:
Originally Posted by dyna mo
it's completely bizarre to me that some think generalized examples trumps actual personal experience.
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I presume you're referring to my example.. While an example, it's entirely from my hands on personal experience and a completely accurate explanation of fee rationale, state and federal laws and participation regulations of the largest insurers. Maybe you missed the facts I presented because my example reads as if I'm empathetic to physician and practice owners. I'm not.
My take away from my personal experience is that health care is F'd. As a result, it's a core company value of ours to purchase the best health insurance benefits for our employees and their family members. We pay the full premium, about 2-2.5X the benefit of the average employer. Total out of pocket for our average employee with physician services, lab, diagnostics, hospitalization, prescription, dental and vision for them and their whole family averages is only $10-$20 per visit and max $20 copay on prescriptions with no other deductibles or copays.
Cheers,
Brad