Originally Posted by PornoMonster

Oh Forgot to say this part.
The bills are like Selling Cars, No one should pay the sticker Price, HAHA.

Say my medical bill is 100K, my insurance covers 80% so I am stuck with 20K and my insurance is stuck with 80K.... NOT so fast.. The insurance Companies have Huge Buildings of people who negotiate their part ($80K) down. I do not know how much they will get that 80K down to, but they employ hundreds upon hundreds of workers for just this...