I had a similar situation, when 2 years ago, I almost died from extreme high blood pressure / near kidney failure.
I was in the hospital for two weeks, had two surgeries, etc...and the tab was nearly $125,000.
No insurance, etc...and they negotiated that down to $38,000...basically saying that if it was w/ insurance the insurance company "ate" the difference, or some such crap.
Even my follow up stuff, and meds each month have been "negotiated" way lower, since I don't have insurance. (Example $218 in meds monthly, I get direct from the hospital pharmacy for about $40)...
Overinflated insurance pricing is a total scam...
Robbie's assessment is spot on.
Quote:
Originally Posted by kane
So in essence the insurance companies and hospitals make it appear that the insurance companies are paying out more as a way for the insurance companies to rationalize raising your rates?
That is wild.
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Yes.