I've had the same experience as Robbie before I had health insurance.
Example.... I go to the DR's office now (with insurance), and the very same DR visit will cost me $125.00+ with the average around $150.00. Before when I paid cash for my visits, I would only pay $65.00 for the same office visit. I would have to dig up old bills for some other examples from ER and immediate care, but that one was most fresh simply because of the frequency.
If you pay cash, they give you a decent sized discount. They did not give me the 'racket' explanation they gave Robbie.
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