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it costs them time and $$ to check in detail, so who knows if they would bother checking...
but forging tax documents, especially if $1000s is involved is probably a pretty major crime... if you get caught likely they would just deny your claim, but is risking jail time worth it?
and really it sounds like you don't qualify for assistance because you make decent $$$, so probably just man up and pay the bill $$? I know it sucks, but you saved $1000s over the years by not having insurance, now is the time to pay...
see what the bill is first, and go from there, for all you know it might be "only" few thousand, if that's the case then it's pretty much what you would have paid in insurance premiums over the past year, so even with this bill you likely still came out way ahead....
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