I want to buy a nice strong policy from them on a monthly installment basis, but they want the first two months payments to be made upfront. I can't really afford that, so, I was going to start the policy with lesser coverages and then make changes to it.. but I would like to know if the prices might be extremely different if I do it that way.... Anyone insured with them? Good results? Happy with the service?
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Geico is cheap and they only make you pay your first month up front ... unless of course maybe you are considered high risk and that's why they want a couple of months up front from you
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Geico and Progressive usually are the cheapest, but progressive just raised my premium 40% out of the blue. The same coverage is now 60% cheaper through esurance. Geico is quoting similar to Progressive right now.. I don't know what all causes it, but you see huge fluctuations in automobile insurance prices... or at least, I always have. Even before any driving record issues.
I like that Esurance costs about half of what Allstate quoted me even though it's allstate backed. It's like I'm getting a discount for not being a fucktard who needs an agent and a branch and all of that shit.Comment
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I use them. Been happy with them for over a decade.
Getting the lower policy and then incrementally changing it is a novel idea. Back when I got started you didn't need to put up any money upfront. You just bought your policy and paid it. I think it was even cheaper back then (pre-2007-melt-down).
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i don't know if they're still honoring it, but esurance gave me a 10% discount on my policy for simply having a paypal account. the CSR didnt even want proof or anything, just applied the discount when I said I had one haha. Maybe look into their discounts to bring costs down, they have a bunch of different onesComment
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