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I'm also going to add something:
I could have hosted my forms on CCBill if I wanted. Not the CCBill you know, the direct merchant CCBill and fees are around 5.5% or so. May be higher, maybe lower... I guarentee you 99% of the people have no idea that option exists.
But I want to bypass the entire operation. I've already beta tested one round, now waiting for a few programming items, a slight modification, and anticipate about a week to set it live again.
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