I disagree with u to an extent.
Billing is the most important thing for sure. There is no question about that. The picture your painting is one of a no VISA world? If VISA was that serious about not processing for a specific industry dont u think they would have stopped processing for online gambling an industry riddled with fraud and illegalities.
U didnt answer my question Ms.KimmyKim

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Would u agree that protecting their brand has already been applied to what they have been doing the past two years:
Such as not allowing sites with the words LOLITA and as of now no longer using their card as a "Age Verification Tool."
I could be wrong with the following.....u decide?
Visa is simply picking what level of porn they want to process and will ultimately have guidelines in relation to obscene content. Hence the government comment. Is it not correct that these are only US VISA regulations.....hummmmmmmmmmmmmmmmmmmmmmmmmmmmmmmm mmmmmm.
Billing is not going away. U said it yourself. An online pornographer must be just a little more savy as to how he takes his payments.
As for your continuing statement of what scares u, I would assume your fears have already arrived and have already been tested. Look at FLASH CASH and "LolitaTeen.com" after Visa's regulations they swtiched to teenteenteen.com. Now thats protecting your brand name. Would u agree or disagree?