Sorry to hear, Mike.
It's done. The paysite affiliate model is dead for most. It's gone and buried as far as being economically lucrative and an efficient use of time. The only way that will change is if something radical happens to curb the piracy but we're talking something like worldwide law changes here. A million to one shot. And even then it would take time to reverse the last six years.
The other possible boom could be if something like Paypal happens for adult or something else which allows everyone (not just selected paysites using Epoch and paying 15%) to start taking micro-transactions. Then if you can build up thousands of visitors a day you could make a lot of money. But it's not viable right now due to banking situation.
I say get a job somewhere part time for now if you can. Any job. Start something small with very low costs. Stop focusing on the paysites and start focusing on dating, cams and cpm. Try some non-adult stuff too. Maybe casual dating would be good for you? Focus on getting people in the door first to start building up.