Quote:
Originally Posted by AaronM
I believe this thread is in reference to accidental shootings etc...Situations where you, as the firearm owner, could be exposed to liability and civil litigation.
If your gun is stolen then you would report it as such and would, in most cases, not have any liability from any crime committed with it. Common sense says that you may still be liable if it was stolen due to negligence or if you failed to report the theft.
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I guess I could see how it might be helpful with accidental shootings, but if the shooting happened in your house wouldn't home owners insurance cover it? If it were away from the house like out hunting or shooting, if you had health insurance and were injured it should cover it, but death might be another thing.
I guess I don't see a huge advantage to insuring a gun.