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After fighting chargebacks for nearly a year (and winning most too) the above posts are right. Cash/Western Union are your best bets. You could start paying for Verified by Visa or Securecode from Mastercard to prevent the 'fraudulent' codes from coming through, but that doesn't stop them from just using a "not as described" code instead and still taking a nice % cut off every single sale.
Pre-paid cards won't really save you either unfortunately. Cash/WU is your best bet. That or figure out why you're getting so many CBs. Without knowing what site/services you're offering or if you're doing any cx service at all for clients, it's such a vague area to even attempt to offer any advice. Should hit up the company A.S.S. that's started up, offers full support in that area, I'll forward the thread over to them.
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