Originally Posted by KlenTelaris

Well,in years as security expert,i concluded following:there is absolutely no need for crazy passwords,and if someone breaks into your account,they did it because-
1.they keylogged your password
2.they exploited security hole of program/script/operative system which you use(most common case is with security holes of scripts)
So due to second case even if you have top notch security it will still be penetrated due third party holes.
Also what i noticed in 99% of cases they never target someone individualy ,its basicly like fishing and searching for "fish"
And when it comes to picking password,no need for having in form like dF44343"$# (small/big characters,number,special chars),it's better is to have it in combination of words like "iliketurtlesandtheylikeme1234" since even if you have super computer at disposal to crack password it will be hard to penetrate combinationofsimplewords then combination of characters/numbers as there is bigger number of combinations which need to be tried and combination of words is much easier to remember.