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The antiquated check clearing process is much of the reason such scams, even in 2012, proliferate.
The vast majority are unaware funds from a "cleared" check is a provisional loan until the check becomes "final", which is typically a week or two later for domestic checks, and potentially several weeks to months later for international checks.
On a related note, even if one 100% certain a check is legit and is drawn against an account with sufficient funds, there's still the possibility the check was stolen / unauthorized - not something one can necessarily determine (even a bank teller at the bank often can't be sure) until some time has passed...
Scammers are well aware of these delays and will ask for a refund via western union or whatever hoping to complete the scam before the bank comes calling wanting their money (the provisional loan) back from the unwitting victim.
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Domagon - Website Management and Domain Name Sales
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