I've been using Zombaio for over a year. The ACH problems were horrendous.
But once I switched over to RedPass it's been awesome.
I always get paid several days ahead of time. And I immediately move the money from the E-Wallet to the card. From there I can just spend it or withdraw it via ATM.
I've taken to just using the card instead of withdrawing the money. Doesn't cost shit to get my money that way.
I keep the money down to around $1,000 or so by spending it or taking it out. (don't want another epass debacle)
So far it's the best and cheapest way to get my money
The only thing I'd like to see is a downloadable itemized spending sheet for the actual Master Card.
Right now I'm having to go online and take a screenshot of the MasterCard page on Redpass to give to my accountant.
Other than that...it's great!