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Casa Nova

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#1

Loan Sharks

10-23-2007, 02:49 PM

Lately I've been hearing so much about them lol. My one friend came up to me today asking for money because he owed a loan shark and was threatened the day before that he better have it by the end of the week. I really don't know whether to laugh or be worried for him. I never even realized that there was still loan sharks around, though I'm sure there is, just never thought anyone I knew would get involved with one.

Anyways I reluctantly gave my friend the money he needed 'cause I don't wanna see him all beat up and stuff.

Anyways anyone have any crazy Loan Shark Stories?

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#2

10-23-2007, 02:52 PM

Good luck getting that money back...

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#3

10-23-2007, 02:54 PM

I would just kick the loan sharks ass, problem solved?

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#4

10-23-2007, 03:07 PM

The main loan sharks are banks and financial institutions who dress themselves up in legalities and color brochures

Only knew one "loan shark" tho only met him a few times thru other contacts - but he was a vicious son of a bitch, despite he had plenty assets (at least over $30 mill - that we know of).

His speciality - tho he never got involved personally, was to dump his defaulters down a manhole (not sure it's the same terminology elsewhere - these holes in the road!) and pour gas down the hole and a match after it. Nice guy. These incidents were often news reports and was his method of reminding other borrowers that they owed him money.

He's in his 60's now and last time I saw him, he was in a supermarket toddling along behind his new "mail order bride" - obviously totally devoted and in love But... he's still a dangerous man and vicious if anyone defaults. Strange character.
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#5

10-23-2007, 03:07 PM

Good luck getting your money back, there's a reason these types of people go to loan sharks, they're always struggling to make ends meet.
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#6

10-23-2007, 03:12 PM

loan sharks,I got a letter today from my credit card company.They changed the agreement and the best part was if you are late with a payment or go over your credit limit. Your rate goes to 32.24%. Thats fucking crazy and there was a time you hit your limit you couldnt charge anymore, now they let you go over so they can bang you up the ass. its legal loan sharks.
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#7

10-23-2007, 03:21 PM

Originally posted by tony404

loan sharks,I got a letter today from my credit card company.They changed the agreement and the best part was if you are late with a payment or go over your credit limit. Your rate goes to 32.24%. Thats fucking crazy and there was a time you hit your limit you couldnt charge anymore, now they let you go over so they can bang you up the ass. its legal loan sharks.

Ironically the VISA CEO (or whatever his title is) had an interview a few years ago and openly admitted (can't remember the exact quote) but along the lines - "People may have their cards in order most of the time, but there comes a time in life where they will default and we earn from that"

It was an very "open" interview and he sure was not the best PR mouth for VISA. He also went on to explain they have maxed the personal card market and has little growth prospects in Western countries and heading eastbound to Moscow to entice "seniors" to have cards with offers of cheap meds and travel - till they default. The other target market where there is growth for them is in company cards.
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Casa Nova

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#8

10-23-2007, 03:28 PM

Originally posted by WiredGuy

Good luck getting your money back, there's a reason these types of people go to loan sharks, they're always struggling to make ends meet.
WG

I know I won't see that money, but I never did expect my money back, it's my friend so it doesn't matter, it wasn't that much money anyways.

I'll never pick money over friends. ...outside of business relationships lol

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#9

10-23-2007, 03:31 PM

hmm loan sharks or class B lender?

my wifes family are class b lenders

they loan money but they have some sort of asset to go after

threatening someone should be a last resort

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#10

10-23-2007, 05:08 PM

Originally posted by StickyGreen

Good luck getting that money back...

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#11

10-23-2007, 05:09 PM

See Sig. LOL joking. Well, half/joking.

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#12

10-23-2007, 06:19 PM

He's probably into gambling or something. You won't see your money back. Don't ever give him money again.

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#13

10-23-2007, 06:21 PM

Originally posted by Rick Latona

See Sig. LOL joking. Well, half/joking.

Rick whats the vig on 10 large? lol
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#14

10-23-2007, 06:23 PM

The loan sharks here feed you to the pigs if you don't pay up..stay the hell away from them

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minusonebit

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#15

10-23-2007, 06:31 PM

Originally posted by GreyWolf

The main loan sharks are banks and financial institutions who dress themselves up in legalities and color brochures

Only knew one "loan shark" tho only met him a few times thru other contacts - but he was a vicious son of a bitch, despite he had plenty assets (at least over $30 mill - that we know of).

His speciality - tho he never got involved personally, was to dump his defaulters down a manhole (not sure it's the same terminology elsewhere - these holes in the road!) and pour gas down the hole and a match after it. Nice guy. These incidents were often news reports and was his method of reminding other borrowers that they owed him money.

He's in his 60's now and last time I saw him, he was in a supermarket toddling along behind his new "mail order bride" - obviously totally devoted and in love But... he's still a dangerous man and vicious if anyone defaults. Strange character.

I like him already. Good way to do business, keeps the customers in line. Wish I could bring myself to kill a few of my deadbeat customers rather than merely file suit against them.

Originally posted by tony404

loan sharks,I got a letter today from my credit card company.They changed the agreement and the best part was if you are late with a payment or go over your credit limit. Your rate goes to 32.24%. Thats fucking crazy and there was a time you hit your limit you couldnt charge anymore, now they let you go over so they can bang you up the ass. its legal loan sharks.

Mine put that in there as well a few months ago, got it as a bill insert with my statements, its 9.9% as long as I pay on time, etc. But if I mess up, they fucking send it up to 39.8%.

Which is why I don't feel sorry for banks when they get robbed or fucked over or people overextend themselves and cant pay and file on them. With tactics like this, they make alot of their own problems. They bleed their customers dry and then wring their hands to congress saying people are stiffing them on thier debts. Cry me a fucking river, ya know?

Last edited by minusonebit; 10-23-2007, 06:34 PM.
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#16

10-23-2007, 06:35 PM

Payday loans, cash advance places are the new loan sharks.

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#17

10-23-2007, 06:42 PM

was that in Toronto? give somed more details

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Casa Nova

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#18

10-23-2007, 08:50 PM

Originally posted by ChargebackJoe

was that in Toronto? give somed more details

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#19

10-23-2007, 09:45 PM

just beat there ass then you wont need to pay them back. problem solved

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#20

10-23-2007, 09:54 PM

The important question is whether this was a once-off, or your friend is going to be in trouble again in 2 months time for exactly the same thing... did you discuss what the money was for?
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#21

10-23-2007, 10:44 PM

Why would you ever borrow mony from a loan shark?
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Casa Nova

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#22

10-23-2007, 10:48 PM

Originally posted by shahab6

Why would you ever borrow mony from a loan shark?

Read again, it's not me lol I would never be that stupid, nor would I need to lol

& Hopefully it was just a once off type thing and my friend isn't to much of an idiot to go back. If he does I'm not helping next time anyways, that would just be pure stupidity, let him learn his lesson with a couple broken fingers.

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#23

10-23-2007, 10:59 PM

maybe he borrowed it cause he has a drug habbit or was behind in bills, still that is a stupid thing to do because there repayment % are high as fuck.. better to ask family and friends for a loan and repay them..

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Casa Nova

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#24

10-23-2007, 11:06 PM

Originally posted by Arkantiger

maybe he borrowed it cause he has a drug habbit or was behind in bills, still that is a stupid thing to do because there repayment % are high as fuck.. better to ask family and friends for a loan and repay them..

Hopefully it was for a bill and not drugs or gambling.. we'll have to see. I never bother asking cause really i didnt wanna know, fact is he was still an idiot and borrowed from a loan shark.

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#25

10-23-2007, 11:11 PM

Originally posted by Fizzgig

Payday loans, cash advance places are the new loan sharks.

pretty close

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#26

10-24-2007, 10:05 AM

It is so easy to get a loan from Citi Financial I don't know why anyone would go to a loan shark. It is also easy to get one from Prosper.com.
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#27

10-24-2007, 10:13 AM

dont borrow money from loan sharks ...

Compound interest.
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#28

10-24-2007, 10:17 AM

Owning the wrong people money, can be deadly... Serious stuff

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#29

10-24-2007, 11:08 AM

Toronto poilce are not yet as corrupt as other American cities (that changes as more crap enters the force), if he was threatened send him there.

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#30

10-24-2007, 11:27 AM

Well maybe if you lend him money, you'll realize y the Loan shark is after him???

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#31

10-24-2007, 12:20 PM

I went to a loan shark once. I was like..."Mom can I have $20?"
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#32

10-24-2007, 12:37 PM

Well, I guess to your friend's advantage they probably won't kill him. You axe someone you'll never get your money back.

I'm surprised there are still loan sharks out there, with all the payday loan places and mortgage / refi scams. I'm sure the industry has taken a hit.

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#33

10-24-2007, 12:56 PM

I just stick to my credit union for borrowing money and never own any credit cards. I don't swim with loan sharks.

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ChargebackJoe

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#34

10-24-2007, 05:01 PM

Not everyone has a house or a job. In fact most people that need money have neither.

Originally posted by ShellyCrash

Well, I guess to your friend's advantage they probably won't kill him. You axe someone you'll never get your money back.

I'm surprised there are still loan sharks out there, with all the payday loan places and mortgage / refi scams. I'm sure the industry has taken a hit.

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Casa Nova

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#35

10-24-2007, 09:23 PM

Originally posted by ChargebackJoe

Not everyone has a house or a job. In fact most people that need money have neither.

Great comment Joe. Most young people have neither, and credit companies wont give out credit because we've yet to build any.. it's ridiculous.

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#36

10-24-2007, 09:35 PM

Originally posted by V_RocKs

It is also easy to get one from Prosper.com.

Not so much anymore. They cut all of the bad credit people out of the site last I knew, and those are the people who stand to gain the most from a service like that. I think Prosper really made a bad choice with that, they did it for the PC reasons, like most companies these days...

Originally posted by ShellyCrash

Well, I guess to your friend's advantage they probably won't kill him. You axe someone you'll never get your money back.

I'm surprised there are still loan sharks out there, with all the payday loan places and mortgage / refi scams. I'm sure the industry has taken a hit.

The payday lending industry is extremely profitable. If I could stand dealing with customers directly long enough, I'd open a payday loan store. In 1 year, I'd be quite wealthy. Not hard when your interest rates on your loans hit 900% APY or more.
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#37

10-24-2007, 10:29 PM

Pay Day loan places are fucking loan sharks... glad I have my finances straight. I know a few people that have been fucked over by these companies...

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#38

10-24-2007, 10:34 PM

Originally posted by ShellyCrash

I'm surprised there are still loan sharks out there, with all the payday loan places and mortgage / refi scams. I'm sure the industry has taken a hit.

payday loans = loan sharks
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#39

10-24-2007, 10:40 PM

I have lost friends.

"Neither a borrower nor a lender be;
For loan oft loses both itself and friend,
And borrowing dulls the edge of husbandry".

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