Quote:
Originally Posted by Kelli58
I checked into insurance packages not to long ago. $325 a month seems about average but that's only the base price for a non smoker in reasonably good health.
But there is a catch. This only covers 80% of what medical expenses you have, so you have to pay the extra 20%. In addition this only covers after you reach your deductible of $2500 a year. So in short you pay $2500 up front then $325 a month to get them to cover 80% of your *approved* medical expenses.
$3900 a year for the basic premiums plus $2500 deductible is a whopping $6400 a year just to get them to pay 80%.
That just doesn't seem worth it to me.
For the last 5 years combined I paid $1950 in medical combined. Had I had insurance I would have paid $32,390.
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this sounds a lot more like the real situation. As long as you don't need it, sure pay us 300 bucks a month, but when you need it, you are going to get fucked right up the fucking ass!
I worked for corporation during the Clinton administration and had the best healthcare you could imagine. I was actually getting bagged on for not using it enough. It was like a fifty dollar deductible during emergencies. 10 bucks for normal activity.
Just saying...
Oh and I used it so I know it worked, but even then they did try to bust my balls - no shit!