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Go with the companies that have been around the longest. I have used ccbill.com for over a decade and I do not think they have been late once with their checks/wires.
I have never used Zombaio, but I thought I just saw people crying about late payments ( over a month)...that can not be good, so not sure why people would recommend them here?? Or am I thinking of the wrong company?
Processing is a tough biz and many come and go. If you build up a big membership base it can be wiped out over night if they go down, so keep that in mind.
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