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I don't know what sort of site you will have but if it is a general style paysite you might want to look at CCBill with a Segpay cascade or vice versa. This gives you a solid affiliate program right from the start.
Verotel is very good, they are the masters of European cards and rebills but their affiliate setup is not compatible with the CCBill cascade.
I wouldn't recommend you even go for a merchant account until you have a bit of experience with the whole game.
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