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It's easy for me to be Zen about this since I am not owed anything, but I like it better when they say "there will be no more payments".
It's a lot better than some "funds are in motion" bullshit. At least that's what I think.
In my experience I think people tend to lose a lot more money fretting over missed payments and trying to collect monies owed than if they simply faced the reality of being screwed from day 1 and went to work replacing the lost revenue stream.
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