Mastercard but not Visa?

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  • iSpyCams
    Amateur Gynecologist
    • May 2009
    • 4436

    #1

    Mastercard but not Visa?

    I recently moved back to the US after many years abroad.

    One thing that has me mystified is why people like Sam's Club and my gas company will accept Mastercard but not Visa.

    Anyone know why that is? Anyone know who I can apply for a Mastercard with?
    - As soon as I think up a good sig it's going here.
  • Sly
    Let's do some business!
    • Sep 2004
    • 31377

    #2
    Your bank should have a MasterCard, debit cards usually seem to be MasterCard's.
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    • CYF
      Coupon Guru
      • Mar 2009
      • 10973

      #3
      Originally posted by Sly
      Your bank should have a MasterCard, debit cards usually seem to be MasterCard's.
      almost all of my debit cards have the visa logo.

      I think I had one with a MC logo once.
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      • PornStarToys
        Confirmed User
        • Jul 2011
        • 581

        #4
        If you have a paypal account you can get a paypal debit card (mastercard). Works like any other debit mc if ur paypal is hooked up to your bank account. And you get 1% back on it
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        • Chosen
          • Aug 2001
          • 63151

          #5
          And with Paxum or Payoneer account you are getting Mastercasrd as well

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          • INever
            Confirmed User
            • Jan 2005
            • 4031

            #6
            Originally posted by PornStarToys
            If you have a paypal account you can get a paypal debit card (mastercard). Works like any other debit mc if ur paypal is hooked up to your bank account. And you get 1% back on it
            Can't use a paypal debit MC to rent a car from Avis though.
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            • icymelon
              Confirmed User
              • Dec 2007
              • 3220

              #7
              almost everyone takes both
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              • PornStarToys
                Confirmed User
                • Jul 2011
                • 581

                #8
                Originally posted by INever
                Can't use a paypal debit MC to rent a car from Avis though.
                Then use a bank-issued Visa. Or use a credit card. Or go with Hertz or another rental company
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                • RuthB
                  Let's Get Paxumized!
                  • May 2005
                  • 7248

                  #9
                  Originally posted by Chosen
                  And with Paxum or Payoneer account you are getting Mastercasrd as well
                  Originally posted by INever
                  Can't use a paypal debit MC to rent a car from Avis though.
                  I don't know if you can use your Paypal card to rent a car from Avis, but I DO KNOW that you can use your Paxum Mastercard to rent a car from Avis

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                  Your name is embossed on the card, there is a CVV2, it has an expiration date, and it is accepted ANYWHERE you find the Mastercard logo displayed (except gambling establishments). It's a regular prepaid Mastercard credit card.

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                  • ShellyCrash
                    Confirmed User
                    • Jun 2004
                    • 6708

                    #10
                    I've never actually been in a Sam's Club, but I know they are owned by walmart. Pretty hard to believe they don't take Visa. You sure?

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                    • spunky99
                      Confirmed User
                      • Jan 2004
                      • 3462

                      #11
                      must have some sort of agreement with mastercard, like costco does with american express

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                      • Lace
                        Too lazy to set a custom title
                        • Mar 2004
                        • 16116

                        #12
                        Who the hell doesn't accept Visa? Are you high?
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                        • V_RocKs
                          Damn Right I Kiss Ass!
                          • Nov 2003
                          • 32449

                          #13
                          Originally posted by INever
                          Can't use a paypal debit MC to rent a car from Avis though.
                          You can use a Paxum.... I have.

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                          • Sly
                            Let's do some business!
                            • Sep 2004
                            • 31377

                            #14
                            Originally posted by Lace
                            Who the hell doesn't accept Visa? Are you high?
                            Utility companies. He says his gas company. I'm surprised they even take MasterCard, usually they don't.
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                            • Klen
                              • Aug 2006
                              • 32235

                              #15
                              Nothing unusual,visa probably charges more then mastercard for proccessing.

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                              • seeandsee
                                Check SIG!
                                • Mar 2006
                                • 50945

                                #16
                                mastercard for the win!
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                                • BlackCrayon
                                  Too lazy to set a custom title
                                  • Jun 2003
                                  • 19634

                                  #17
                                  and costco only takes amex (at least here in canada)
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                                  • iSpyCams
                                    Amateur Gynecologist
                                    • May 2009
                                    • 4436

                                    #18
                                    Originally posted by ShellyCrash
                                    I've never actually been in a Sam's Club, but I know they are owned by walmart. Pretty hard to believe they don't take Visa. You sure?
                                    I couldn't believe it myself. I am talking about credit cards, not debit cards, btw. Sam's Club takes Visa debit, just not credit. Walmart right next door takes whatever you got, so it's just Sam's Club.

                                    I had a big argument with them when I was standing in line and it was a huge drama. I even accused them of having a high chargeback rate and losing their MID's for being scammers, but in the end I had to come up with a check card to buy my stuff.

                                    My theory is that maybe it's one or a combination of the following:

                                    1) they are getting some kind of sweetheart deal from MC for being exclusive
                                    2) they actually have such low margins that Visa's rate won't work for them
                                    3) they have some special arrangement regarding chargebacks with mastercard, I imagine because they sell in bulk they might get targeted by people with stolen cards who buy stuff for resale and then of course it gets charged back later.
                                    - As soon as I think up a good sig it's going here.

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                                    • VGeorgie
                                      Confirmed User
                                      • Nov 2008
                                      • 359

                                      #19
                                      It's because Visa credit (doesn't apply to Visa debit) won't give Sam's Club the discount rate they want. Sam's also doesn't take Amex. Costco takes Amex, but they worked out a sweet deal. The average Costco buyer is more upscale and likely to use Amex for net 30 style billing.
                                      Last edited by VGeorgie; 07-13-2011, 07:17 AM.

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