Here you go, I'll save you the time....
Look up the Gramm-Leach-Bliley Act. Then look up subprime loans. All the answers to why we're in this economic shit storm is there. And thank GOD all of those executives had golden parachutes. Phew...God forbid they suffer for the fucked up situation they got us into.
P.S. Democrats AND Republicans are both to blame.