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^You are talking about countries smaller than a lot of our STATES. Of course if you ask a child if it likes getting free candy or having to work for it they will pick the free candy. That is what children do.
For what it is worth I am not sticking up for insurance companies. I think insurance should be illegal so a real free market could be created. Not what we have now where you can only buy insurance from your state so there is a closed system, helping the costs to go up.
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