Quote:
Originally Posted by PornoMonster
My best friend was Talked into a Bigger loan than he wanted. Very easy to talk people into things these days. Same with Cars, they will ALWAYS try to talk you into something nicer. Oh come on, whats another $50 a month, you can do that cant you?
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And I doubt that extra $50 a month made or broke him too.
"got talked into" that bullshit.
And the bank doesn't arbitrarily try to get you to pay more each month. The amount you pay each month is deteremined by 3 simple things: the amount you want to borrow (purchase price - how much you put down), the interest rate, and how many years you want to borrow the money. PERIOD. So if he was "talked into" an extra $50 a month it was because he either wanted to do less than a 30 year loan or buy a HOUSE HE WANTED that cost more, or he wanted to put less of his money down.
How old is your friend, 5 ? When are adults going to stand up and take PERSONAL responsibility. You people are claiming that you want the banks / govt to tell you what to can and cant do. God forbid the govt does one little thing that people see as "taking away their personal liberties" and everyone starts bitching and crying how the govt should leave them alone. But the second the person makes a fuck up they cry and say the govt/bank should not have allowed them to do it. Are you fucking kidding me.
Until you people grow the fuck up and take responsibility for your OWN actions you will never amount to anything. The first step to success is to learn from your actions/mistakes, which kind of hard to do when you think you never wrong and want to blame everyone else.
Quote:
Originally Posted by PornoMonster
Problem with the Cam, you dont NEED the Cam, you do need a House or Car. Yes I know people can get by without, but come on.
Also, selling cams, you are not sitting there telling them it will be alright, pushin pushing ppushing. Sad but many people fall for Sales Tactics.
Heck MOST people lose at Casino's, but they still go.
97% payoff, HAHA so y ou lose 3% of your money every spin.
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So you just proved the world is full of idiots. People smoke even when thousands are dieing of cancer. Hell we can go all fucking day long with people doing stupid things, but the second you tell a stupid person (most of society) they can't do something they want to do, they foam at the mouth and get all full of piss and want to kill you. Then when they fuck up they want to blame you for letting them do it or they are mad at you so they destroy the house to try to get back at you.
The people who got loans, while they shouldn't have it wasn't that fucking ridiculous. It wasn't like someone working at McDonald making min wage got a 300K loan. The fact of the matter is I bet 99% of those people could have afforded those mortgages, IF they wouldn't have blown so much money on other shit like gambling, porn, smoking, going out to eat, electronics, expensive cars, vacations, toys, etc.... It's the HOLE they dug them selves into because of all of their financial decisions that made it too deep for them to continue to make the house payments. When you keep borrowing money and running up the credit card then have a pay cut, of course you going to lose the fucking house. You going to dump the biggest expense because you know you can always move in with a friend or go back to renting a shit hole. When you rack up so much in debt in credit cards and you paying $300,$400, $500 a month just on interest, of course that big house note is going to now be too much for you to handle.