Up to half in U.S. have pre-existing conditions

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  • woj
    <&(©¿©)&>
    • Jul 2002
    • 47880

    #51
    Originally posted by SuckOnThis
    Does the term "Life, liberty and the pursuit of happiness" mean anything to you? If a person dies because they cannot afford medical treatment that is available to others are they not denied their unalienable right to life? Keep fighting for a corporate ran government you clueless uneducated imbecile.
    Engaging in philosophical discussion is fun, everyone agrees that health care is a right, everyone that doesn't is a sack of shit, etc...
    until the discussion enters the real world and someone brings up the question: "so who will pay for it?"

    Would you be willing to pay extra for everyone to have access to free health care? Lets say extra few hundred bucks per month over what you already pay to cover those less fortunate, those unable to afford health care?
    Last edited by woj; 01-19-2011, 09:54 AM.
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    • The Demon
      Confirmed User
      • Apr 2003
      • 7336

      #52
      Originally posted by Vendzilla
      I was going to stay out of this, but you have to be the moron on the day with that statement.
      Life=NO emergency room can turn you down, the illegal aliens know this and USE this
      Liberty= Like the liberty to choose not to get insurance?
      The pursuit of happiness= If you can afford it after ObamaCare takes full effect

      The lawyers want to control the doctors you idiot
      Thank you for explaining a simple concept to the moron.
      Greed is Good

      Comment

      • The Demon
        Confirmed User
        • Apr 2003
        • 7336

        #53
        Originally posted by woj
        Engaging in philosophical discussion is fun, everyone agrees that health care is a right, everyone that doesn't is a sack of shit, etc...
        until the discussion enters the real world and someone brings up the question: "so who will pay for it?"

        Would you be willing to pay extra for everyone to have access to free health care? Lets say extra few hundred bucks per month over what you already pay to cover those less fortunate, those unable to afford health care?
        Once again, awesome rebuttal dude.
        Greed is Good

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        • ottopottomouse
          She is ugly, bad luck.
          • Jan 2010
          • 13177

          #54
          Originally posted by BFT3K
          So you are in the UK, and paying $450,000 p/year for insurance?
          No. I'm in the UK and the Department of Health coughs up $450,000 p/year for drugs and a fit nurse to shove them into me


          Just looked through two different US insurance policies and it's listed as "Unacceptable Medication" meaning as well as refusing a pre-existing condition they wouldn't pay for it later either even if a policy was taken out before diagnosis.
          ↑ see post ↑
          13101

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          • Paul Markham
            Too old to care
            • Jun 2001
            • 52942

            #55
            Originally posted by The Heron
            Cause the government is super good at managing funds and not wasting money on administrative costs... how's SS doing now? haha
            Actually my real fear is universal healthcare will let any joe blow utilize an already stressed system = longer wait times, higher costs, lower quality of care. Just ask canadians that need any specialized help, they can't get it!
            And private companies are super good at managing funds and not wasting money.

            *cough* BP

            Originally posted by ottopottomouse
            No. I'm in the UK and the Department of Health coughs up $450,000 p/year for drugs and a fit nurse to shove them into me


            Just looked through two different US insurance policies and it's listed as "Unacceptable Medication" meaning as well as refusing a pre-existing condition they wouldn't pay for it later either even if a policy was taken out before diagnosis.
            Most of those complaining are happy because, today they can afford their medical insurance. However if they lose their job, ability to pay or for any reason the Insurance company denies their cover. They will change sides.

            The American system is simple. "I'm all right Jack, so fuck you if you're not."

            The problem is, it can become.

            "I'm not alright now and I'm fucked."

            Sorry to hear about your condition. I hope the medications help.



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            • The Demon
              Confirmed User
              • Apr 2003
              • 7336

              #56
              And private companies are super good at managing funds and not wasting money.
              Cough Federal Reserve Cough
              Greed is Good

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              • AmeliaG
                Too lazy to set a custom title
                • Jan 2003
                • 10664

                #57
                Originally posted by V_RocKs
                Since joining Kaiser I have paid about:

                $6768
                $7680
                $8880
                $10404
                $11028
                $13800
                ---------
                $58560

                In that amount of time I have used approximately $12,000 of the money.

                That leaves $46,000 to be spent on my pre-existing conditions should any come up right? Wrong...

                They bank the $46,000 for future problems right? Wrong...

                That $46,000 is called profit and they give it to the investors like any other company does.

                The current system is complete bullshit. That money should be used like life insurance. It sits there collecting interest to pay for my heart attack or stroke in the future.

                There should be a sliding scale. I can elect to allow $2500 a year to go to the company so it can keep more doctors/nurses on call. Expedited service. If it all goes I get to the front of the line and don't have to sit in a fucking waiting room picking up germs from mongrels.

                Actually, they take the whole $58,560 and, after minimal administrative expenses, invest it and look to double down on their profits and hope they never have to pay out a dime.
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                • AmeliaG
                  Too lazy to set a custom title
                  • Jan 2003
                  • 10664

                  #58
                  Originally posted by woj
                  Engaging in philosophical discussion is fun, everyone agrees that health care is a right, everyone that doesn't is a sack of shit, etc...
                  until the discussion enters the real world and someone brings up the question: "so who will pay for it?"

                  Would you be willing to pay extra for everyone to have access to free health care? Lets say extra few hundred bucks per month over what you already pay to cover those less fortunate, those unable to afford health care?

                  I agree with you that who will pay is an issue, especially when small businesses are going to be forced to either fire their workers or pay usurious insurance prices (simply 100% no deductible paying for their workers' healthcare won't do.)

                  But it is a misnomer to say the debate is about healthcare. In countries not dominated by private insurers, healthcare doesn't cost as much as it does in the US.

                  People will talk about needing insurance because they need a $50k operation, when that is the same price as 5 years of insurance. Can't afford a $50k operation means can't afford $10k a year for insurance.
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                  • Vendzilla
                    Biker Gnome
                    • Mar 2004
                    • 23200

                    #59
                    Originally posted by Paul Markham
                    And private companies are super good at managing funds and not wasting money.

                    *cough* BP



                    Most of those complaining are happy because, today they can afford their medical insurance. However if they lose their job, ability to pay or for any reason the Insurance company denies their cover. They will change sides.

                    The American system is simple. "I'm all right Jack, so fuck you if you're not."

                    The problem is, it can become.

                    "I'm not alright now and I'm fucked."

                    Sorry to hear about your condition. I hope the medications help.
                    SO if we had a better economy, more people would be insured, hhhmmm, too bad the democrats didn't see that and worked on the economy instead of spending so much time on the healthcare bill
                    Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
                    think about that

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                    • BFT3K
                      Too lazy to set a custom title
                      • Dec 2005
                      • 10764

                      #60
                      Originally posted by Vendzilla
                      SO if we had a better economy, more people would be insured, hhhmmm, too bad the democrats didn't see that and worked on the economy instead of spending so much time on the healthcare bill
                      Last I looked the Republitards have the majority in congress.

                      NOW who's wasting time rehashing the healthcare debate, instead of focusing on jobs?

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                      • Paul Markham
                        Too old to care
                        • Jun 2001
                        • 52942

                        #61
                        Originally posted by Vendzilla
                        SO if we had a better economy, more people would be insured, hhhmmm, too bad the democrats didn't see that and worked on the economy instead of spending so much time on the healthcare bill
                        Typical "I'm alright Jack." Reply.

                        Even in the most successful economy there will be the unemployed, disabled, old and those between jobs.

                        Thank God the recession can be totally blamed on the Democrats and the Republicans had nothing to do with it.

                        Originally posted by the Demon
                        Cough All the private owned banks who caused the crash Cough


                        Yes they could of done with better supervision, under the Republicans.



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                        • The Demon
                          Confirmed User
                          • Apr 2003
                          • 7336

                          #62
                          Originally posted by BFT3K
                          Last I looked the Republitards have the majority in congress.

                          NOW who's wasting time rehashing the healthcare debate, instead of focusing on jobs?
                          Do you know what Congress is? I'll give you a hint. It doesn't include one thing, but two. We have the House, which is controlled by the Republicans, and the Senate, which is controlled by the Demotards. So tell me dumbass, how do the Republicans have a majority in "congress" when both groups are mutually exclusive? ROfl
                          Greed is Good

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                          • Sunny Day
                            Confirmed User
                            • Dec 2010
                            • 1406

                            #63
                            I went to get a script refilled last week. Price $76. last month was $48. After some complaining, Walgreen's found I could again qualify for one of their discount plans since I have no insurance. Revised price, $11. Something smells.
                            Private insurance companies are crooks. I've known several people who got fired about the time they reached 50. My ex-wife worked in an office of 200 girls in their early 20's. As they were all getting close to 10 years and vested retirement, they fired some, then closed the office and moved it 1000 miles so no one would move. Just before the move, my ex got the axe for having a baby. Couldn't sue as they blamed it on poor work performance. But we did sue and win for unpaid overtime.
                            They treat their customers the same way.

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                            • Sly
                              Let's do some business!
                              • Sep 2004
                              • 31378

                              #64
                              Originally posted by Sunny Day
                              I went to get a script refilled last week. Price $76. last month was $48. After some complaining, Walgreen's found I could again qualify for one of their discount plans since I have no insurance. Revised price, $11. Something smells.
                              Private insurance companies are crooks. I've known several people who got fired about the time they reached 50. My ex-wife worked in an office of 200 girls in their early 20's. As they were all getting close to 10 years and vested retirement, they fired some, then closed the office and moved it 1000 miles so no one would move. Just before the move, my ex got the axe for having a baby. Couldn't sue as they blamed it on poor work performance. But we did sue and win for unpaid overtime.
                              They treat their customers the same way.
                              Have you tried any other pharmacies? Walgreens wants to charge me $30 for something I can get at Target for $2. Needless to say, I use Target.
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                              • chaze
                                Confirmed User
                                • Aug 2002
                                • 9774

                                #65
                                America is fucken unhealthy in every way. IF we want better health care need to outlaw all the shit food and drugs everyone is shoving down their throats.

                                Then find a company not in the US to run the money.

                                How we find our life's happiness in food everyday is sick.
                                Like the desert needs the rain
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                                • BFT3K
                                  Too lazy to set a custom title
                                  • Dec 2005
                                  • 10764

                                  #66
                                  http://www.gfy.com/showthread.php?t=1006801

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                                  • Vendzilla
                                    Biker Gnome
                                    • Mar 2004
                                    • 23200

                                    #67
                                    Originally posted by BFT3K
                                    Last I looked the Republitards have the majority in congress.

                                    NOW who's wasting time rehashing the healthcare debate, instead of focusing on jobs?
                                    And what did they just pass in the house, but as always, they've been in power for a couple weeks and the democrats are comparing them to Nazis

                                    Originally posted by Paul Markham
                                    Typical "I'm alright Jack." Reply.

                                    Even in the most successful economy there will be the unemployed, disabled, old and those between jobs.

                                    Thank God the recession can be totally blamed on the Democrats and the Republicans had nothing to do with it.



                                    Yes they could of done with better supervision, under the Republicans.
                                    Our system needs work, a lot of it. But Obama tackled it at the wrong time and focused all the energy on the democrats not working with the GOP, something like this should have been passed with a 2/3rd vote, period. When they denied the GOP any say in it, they denied half the public of any say, thats where they fucked up.
                                    Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
                                    think about that

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                                    • jonnydoe
                                      Confirmed User
                                      • Aug 2006
                                      • 543

                                      #68
                                      These threads on health care or health insurance are interesting. I think that GFY members know about as much about it as the US lawmakers and probably a bit more than the general public. Sad but true.

                                      And what the fuck does it have to do with people from outside of the US? Why do they have to get all bent up? I dunno...
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                                      • facialfreak
                                        Confirmed User
                                        • Feb 2005
                                        • 3018

                                        #69
                                        Agenda 21 is in motion ...............

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                                        • Sausage
                                          Confirmed User
                                          • Oct 2002
                                          • 3012

                                          #70
                                          Stunned that you guys don't have a universal health care system like just about every other 1st world and most other countries have. Even a badly run Govt system will beat the idiotic profit driven system you have at the moment.
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                                          • jonnydoe
                                            Confirmed User
                                            • Aug 2006
                                            • 543

                                            #71
                                            Originally posted by Sausage
                                            Stunned that you guys don't have a universal health care system like just about every other 1st world and most other countries have. Even a badly run Govt system will beat the idiotic profit driven system you have at the moment.
                                            You Aussies are spending almost $5k a year per person on health care. You must have it right down pat.

                                            Foreigners have no idea how bureaucratic the government systems are in the US. One of our biggest problems is the amount of health care that runs through our Medicare, Medicaid, VA, etc.
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                                            • Sausage
                                              Confirmed User
                                              • Oct 2002
                                              • 3012

                                              #72
                                              Originally posted by jonnydoe
                                              You Aussies are spending almost $5k a year per person on health care. You must have it right down pat.

                                              Foreigners have no idea how bureaucratic the government systems are in the US. One of our biggest problems is the amount of health care that runs through our Medicare, Medicaid, VA, etc.
                                              Ah really .. yeah i don't really know how good or bad your govt is at things. It's just kinda odd looking from afar and seeing such a mess. It's a shame you guys cant just scrap the whole system and start from scratch.
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                                              • The Demon
                                                Confirmed User
                                                • Apr 2003
                                                • 7336

                                                #73
                                                Originally posted by jonnydoe
                                                You Aussies are spending almost $5k a year per person on health care. You must have it right down pat.

                                                Foreigners have no idea how bureaucratic the government systems are in the US. One of our biggest problems is the amount of health care that runs through our Medicare, Medicaid, VA, etc.
                                                You're absolutely right. All these people bitching about "1st world countries" don't really understand the structure of the governments of those countries, nor the low population compared to the US.
                                                Greed is Good

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                                                • Paul Markham
                                                  Too old to care
                                                  • Jun 2001
                                                  • 52942

                                                  #74
                                                  US National Health Expenditure Data

                                                  # NHE grew 4.0% to $2.5 trillion in 2009, or $8,086 per person, and accounted for 17.6% of Gross Domestic Product (GDP).
                                                  # Medicare spending grew 7.9% to $502.3 billion in 2009, or 20 percent of total NHE.
                                                  # Medicaid spending grew 9.0% to $373.9 billion in 2009, or 15 percent of total NHE.
                                                  The Organisation for Economic and Co-operation and Development [OECD] released the ?OECD Health Data 2009? report which compares the health care statistics across OECD countries.


                                                  * In 2007, the total spending for health care accounted for 16% of the country?s GDP, the highest share among the OECD and almost double the OECD average
                                                  * On a per capita basis also the U.S. spent the highest with a total of $7,290 which is two-and-half times the OECD average
                                                  * The public share of health care expenditure in the USA (45%) is less than any other OECD country
                                                  * Despite spending the most, the U.S. provides health care coverage for only the elderly, disabled and some of the poor people
                                                  * In comparison, the same amount is enough to provide universal health care insurance by the government for all citizens in other OECD countries
                                                  * 35% of total health care expenditures is done by private health insurance which is the highest In OCED
                                                  * Despite the high medical expenditure,there are fewer doctors per capita in the U.S. than most other OECD countries
                                                  * Life expectancy in the U.S. is lower when compared with Japan,Switzerland, Canada and Australia
                                                  * Infant morality rates in the U.S. is higher than most OECD countries. In 2006, it was 6.7 per live births relative to OECD average of 4.7
                                                  * The proportion of daily smokers has fallen the most (> 50%) between 1980 and 2007 in the U.S. due to public awareness and high taxation
                                                  * Obesity rate among adults is the highest in the U.S. in the OECD countries at 34.3% in 2006. Higher obesity rates leads to higher health care spending in the future



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                                                  • jonnydoe
                                                    Confirmed User
                                                    • Aug 2006
                                                    • 543

                                                    #75
                                                    Yes Paul, you have made the point that our government running things does not work by the Medicare and Medicaid spending growth and that the public share is less than any other OECD country.
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                                                    • Paul Markham
                                                      Too old to care
                                                      • Jun 2001
                                                      • 52942

                                                      #76
                                                      Originally posted by jonnydoe
                                                      Yes Paul, you have made the point that our government running things does not work by the Medicare and Medicaid spending growth and that the public share is less than any other OECD country.
                                                      http://en.wikipedia.org/wiki/File:To...ollars_PPP.png

                                                      http://www.infoplease.com/ipa/A0934556.html

                                                      Yes the US does seem to be spending a ton of money on Health Care.

                                                      http://en.wikipedia.org/wiki/List_of...ife_expectancy

                                                      https://www.cia.gov/library/publicat.../2102rank.html

                                                      And yet it doesn't seem to work.

                                                      If ALL the money spent on Health Care in the US was put into a National Health scheme like other modern countries have. Everyone would be better off. Maybe facilities wouldn't be like the 5 star I see on the TV or Movies, maybe not even like in "The Bucket List".

                                                      But you would be covered come what may. So would your children, parents and Grand Parents (if you have them still). You would be covered if your business went belly up, if you became unable to work, or if you developed something the insurance company found a way to avoid paying on.

                                                      Prescription medicine here for me is free, I'm classified as an invalid, for Eva and our daughter $5 a piece. when my Mother lived in CA. My brother had to drive to Mexico to buy the insulin she needed. She could hardly afford to go see the doctor. Now she lives in the UK, it's free. Shes 82.

                                                      You might have to work till you drop to pay medical insurance.



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                                                      • Tom_PM
                                                        Porn Meister
                                                        • Feb 2005
                                                        • 16443

                                                        #77
                                                        It wont be repealed. It wont be replaced.
                                                        The struggle for political power at all costs continues.
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                                                        • _Richard_
                                                          Too lazy to set a custom title
                                                          • Oct 2006
                                                          • 30989

                                                          #78
                                                          Originally posted by jonnydoe
                                                          These threads on health care or health insurance are interesting. I think that GFY members know about as much about it as the US lawmakers and probably a bit more than the general public. Sad but true.

                                                          And what the fuck does it have to do with people from outside of the US? Why do they have to get all bent up? I dunno...
                                                          see mortgage crisis -> world economy collapse.

                                                          Comment

                                                          • Paul Markham
                                                            Too old to care
                                                            • Jun 2001
                                                            • 52942

                                                            #79
                                                            Originally posted by jonnydoe
                                                            Yes Paul, you have made the point that our government running things does not work by the Medicare and Medicaid spending growth and that the public share is less than any other OECD country.
                                                            So it suddenly came to me what might of caused the spending on Medicare and Medicaid to grow so much.

                                                            http://data.bls.gov/PDQ/servlet/Surv...id=LNS14000000

                                                            Expect it to grow more. Just pray you're not one of those that needs Medicare and Medicaid in the future. You're attitude might change if you're one of those claiming and thankful it's there.



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