Originally Posted by ottopottomouse

$450K/year pre existing condition here.

Insurance is just group sharing of risk and any insurance company taking me on would immediately wipe out the income from a huge number of other customers. It's only like refusing car insurance to someone that drives like a complete spaz ans has smashed up their last 4 cars because you pretty much know for certain that they will total their next car too and quite likely take someone else out too.