Originally Posted by V_RocKs

Since joining Kaiser I have paid about:

$6768
$7680
$8880
$10404
$11028
$13800
---------
$58560

In that amount of time I have used approximately $12,000 of the money.

That leaves $46,000 to be spent on my pre-existing conditions should any come up right? Wrong...

They bank the $46,000 for future problems right? Wrong...

That $46,000 is called profit and they give it to the investors like any other company does.

The current system is complete bullshit. That money should be used like life insurance. It sits there collecting interest to pay for my heart attack or stroke in the future.

There should be a sliding scale. I can elect to allow $2500 a year to go to the company so it can keep more doctors/nurses on call. Expedited service. If it all goes I get to the front of the line and don't have to sit in a fucking waiting room picking up germs from mongrels.