Originally Posted by AdultKing

Paxum has said very clearly in this thread that they will maintain in excess of 100% of account holders funds as banked funds to prevent the possibility of a run on funds closing down the system. Until I see evidence otherwise that's good enough for me, it's as much of an assurance as you can hope for.

Many people have made a great point, don't use it as a bank, withdraw funds as soon as you can and the risk should be fairly low.