Yeah, the way I see it is this: Why the hell would the be wasting their time and paying people to put our failed ACH transfers back into our wallet. If the funds were gone they wouldn't bother with it. I also doubt it's being automated as far as returning our funds because they've ripped apart their backend so much.
That being said, I am curious to knwo what the 18th will bring us, maybe we'll get lucky and they'll say Try ACH again, or maybe we're fucked, or maybe they want wire ifo. Who knows. I know I will be emptying my bank account so they can't get nothing if I send them my bank info
