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With the first 3 pages I assume you must make a copy of the first 3 pages no matter what's on it. Just make sure that if the photo/signature page is not included you also include that page.
About the statement explaining the source of the funds I am not sure if it needs a signature. At least these don't need to be certified by a notary public or commissioner for oaths, that only goes for the documents (passport and utility bill).
I am not sure myself what exactly they need to know in the statement about the source of all funds. Just a general explanation or exactly each load from a sponsor/program or whatever in full detail for the last year(s)? I haven't been able to get SKNANB on the phone today so maybe someone else already has more info about this?
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