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Its one thing when we're just talking about convenience, its another when this shit starts costing me money!!!! Not to mention the first ever late payment on what was a perfect rental history.
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How can you expect to have a perfect rental history when you live so close to the edge of the razor blade?? Where is your rainy day fund?? Suppose you do end up out of a home, where is the money to keeop you going until you get yourself sorted? can you really afford holidays? You know what i'm saying..