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I know many programs using ibill that the joins are down 30 - 50 percent since last Tuesday.
At paysystems.com it is even worse.
Last Tuesday was the day the cvv number became a requirement on all join pages.
I find it has come down to this.
Most people have never used the cvv number.
Unless your join page clearly explains what it is and where to find it on the credit card you are going to be loosing sign ups.
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