HOLY FUCK - *denied the mortgage because of what I do for a living*

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  • OG LennyT
    Wall Street Pimp
    • Jun 2003
    • 14345

    #101
    go to another lender
    Tradeking - my online broker | 4.95 a trade | make real $$

    Comment

    • JFK
      FUBAR the ORIGINATOR
      • Jan 2002
      • 67369

      #102
      101 Bullshit Lenders

      FUBAR Webmasters - The FUBAR Times - FUBAR Webmasters Mobile - FUBARTV.XXX
      For promo opps contact jfk at fubarwebmasters dot com

      Comment

      • Masterchief
        Confirmed User
        • Jun 2006
        • 530

        #103
        Dunno where you live, but that IS ILLEGAL depending on where you live.

        Google "Lawful Occupation"

        Comment

        • Theo
          HAL 9000
          • May 2001
          • 34515

          #104
          too bad you aint black

          Comment

          • Forest
            Confirmed User
            • Aug 2001
            • 9135

            #105
            Originally posted by ichauch
            Here in Germany, a bank will add the disapproval to your record. If they have the same thing in the U.S., they hurt you pretty bad by denying the mortgage, because other financial instituions could have a look at that record.
            they dont do that here in the states

            Comment

            • Forest
              Confirmed User
              • Aug 2001
              • 9135

              #106
              Originally posted by Masterchief
              Dunno where you live, but that IS ILLEGAL depending on where you live.

              Google "Lawful Occupation"
              It is not Illegal in the states for a lender to turn you down for a multitude of reason Especially your job or business

              Comment

              • Tom_PM
                Porn Meister
                • Feb 2005
                • 16443

                #107
                I'd go for a no doc/stated income mortgage. It's a bit more %, but if you're doing well, you plan to pay off early anyway
                43-922-863 Shut up and play your guitar.

                Comment

                • Kevsh
                  Confirmed User
                  • Dec 2004
                  • 8619

                  #108
                  I know, without knowing as a fact, my bank wouldn't let me wire money to an adult company. They gave me every bit of red tape possible before refusing so I told them "hey, you weren't so concerned about who I was when I was depositing cheques."

                  Bottom line: Banks know what's going on and I'm certain accounts are flagged - they can spot a porn company a mile away. They don't seem to care when you're depositing of course, only if you want to move your money out or get a loan.

                  Comment

                  • Peaches
                    Old broad
                    • Oct 2002
                    • 13933

                    #109
                    Originally posted by PR_Tom
                    I'd go for a no doc/stated income mortgage. It's a bit more %, but if you're doing well, you plan to pay off early anyway
                    I did my first mortgage with 2 years IRS forms. Went flawlessly and this was with one of the most conservative banks in the country - USAA. And that was when I was doing adult 100%. I said I was in internet advertising - end of story.

                    I recently refinanced with a no-doc through a local bank. What a difference. They didn't want to know ANYTHING. "Just sign here" was the only requirement They didn't care about savings, income - they pulled a credit report but that was it. And because it's been so long between my first loan and my refi, I'm actually paying less interest than before.

                    Comment

                    • rip raster
                      Confirmed User
                      • Apr 2001
                      • 2851

                      #110
                      FUCKERS...ethics my ass, probably some right wing Christian that turned you down man....it's not ok to lend pornographers, that abide by the law money, but they would probably lend the money to some priest that molests alter boys. I tell you Buster has a big bag of gifts that he made especially for fuckers like that

                      Comment

                      • Tom_PM
                        Porn Meister
                        • Feb 2005
                        • 16443

                        #111
                        Originally posted by Peaches
                        I did my first mortgage with 2 years IRS forms. Went flawlessly and this was with one of the most conservative banks in the country - USAA. And that was when I was doing adult 100%. I said I was in internet advertising - end of story.

                        I recently refinanced with a no-doc through a local bank. What a difference. They didn't want to know ANYTHING. "Just sign here" was the only requirement They didn't care about savings, income - they pulled a credit report but that was it. And because it's been so long between my first loan and my refi, I'm actually paying less interest than before.
                        Thats cool. Yeah, when I was house shopping before my mother passed away, thats all I told the agent. Internet advertising and marketing. And I told her my income and she said I made around the same as she did, lol. She said it should be no problem.
                        43-922-863 Shut up and play your guitar.

                        Comment

                        • whorehole
                          Confirmed User
                          • Jan 2004
                          • 299

                          #112
                          Pretty interesting to hear these stories of various denials from being associated with online porn.. never had the experience myself, but then again I've always approached the world knowing that half the people in the country voted for Bush twice, so draw your conclusions from that.

                          As a result, I assume most people will have a knot in their drawers over the business, so I selectively leave out information, and it gets you through pretty much everything..

                          lessons to be learned here are:

                          Don't name your company "SellinPoon, LLC" or "PimpinCock, Inc"

                          stick to generic names like "cybertech" or "penetrode"(haha)

                          When they ask what you do, its "web design"

                          This goes for places like banks, etc- obviously your accountant needs to know what you really do for a living, and be OK with it.

                          I've always chosen my accountants on the basis of whether I truly feel they are OK with adult- I dont want that guy secretly fucking with my forms cuz he's a closet biblethumper.. or worse- like one of my past accountants who actually asked me as we were wrapping up a meeting:
                          "So you guys really get these girls to take it in the face?" while some saliva dripped off his chin..

                          Anyway, learn from this experience and keep your shit on the downlow- you're just better off flying under the radar in this crazy world.

                          Speaking of that, I wish some of these sponsors would stop printing "ASSMONEY SIGNUPS" in the memo line of their checks- that wakes up the old lady at the bank window..

                          Comment

                          • nitroy2k
                            Confirmed User
                            • Sep 2005
                            • 503

                            #113
                            get maried and ask for money on wifes name

                            Comment

                            • JayDeeZee
                              Confirmed User
                              • Aug 2006
                              • 3595

                              #114
                              I just googled my name.....and up came a GFY post

                              Comment

                              • Ramster
                                Confirmed User
                                • Jul 2002
                                • 1447

                                #115
                                That totally blows. I just put an offer in on a house and am now waiting for final confirmation on the mortgage. Same thing, preapproved, offer accepted and setting up inspections for next week. I hope all goes good. I just googled my 3 phone numbers and my name and nothing bad came up thankfully.
                                Fcuk Cash - Backroom Casting Couch, ExCoGi, BlackAmbush
                                DarkReach Cash - Top Pornstars & Sites
                                Skype: robmurray999
                                Email: rob-at-paysitemanagers.com

                                Comment

                                • NaughtyAce
                                  Traffic - Protect Content
                                  • Aug 2003
                                  • 1482

                                  #116
                                  Just saw this. Man that is jacked.

                                  Not using my number on the next loan now.
                                  Publisher manager
                                  http://Leads.TrafficHaus.com
                                  [email protected]

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                                  Comment

                                  • Barefootsies
                                    Choice is an Illusion
                                    • Feb 2005
                                    • 42635

                                    #117
                                    Originally posted by whorehole
                                    Pretty interesting to hear these stories of various denials from being associated with online porn.. never had the experience myself, but then again I've always approached the world knowing that half the people in the country voted for Bush twice, so draw your conclusions from that.

                                    As a result, I assume most people will have a knot in their drawers over the business, so I selectively leave out information, and it gets you through pretty much everything..

                                    lessons to be learned here are:

                                    Don't name your company "SellinPoon, LLC" or "PimpinCock, Inc"

                                    stick to generic names like "cybertech" or "penetrode"(haha)
                                    When they ask what you do, its "web design"

                                    This goes for places like banks, etc- obviously your accountant needs to know what you really do for a living, and be OK with it.

                                    I've always chosen my accountants on the basis of whether I truly feel they are OK with adult- I dont want that guy secretly fucking with my forms cuz he's a closet biblethumper.. or worse- like one of my past accountants who actually asked me as we were wrapping up a meeting:
                                    "So you guys really get these girls to take it in the face?" while some saliva dripped off his chin..

                                    Anyway, learn from this experience and keep your shit on the downlow- you're just better off flying under the radar in this crazy world.

                                    Speaking of that, I wish some of these sponsors would stop printing "ASSMONEY SIGNUPS" in the memo line of their checks- that wakes up the old lady at the bank window..
                                    Should You Email Your Members?

                                    Link1 | Link2 | Link3

                                    Enough Said.

                                    "Would you rather live like a king for a year or like a prince forever?"

                                    Comment

                                    • TG Rebecca
                                      Confirmed User
                                      • Aug 2006
                                      • 2450

                                      #118
                                      what a crappy situation. good luck with the next bank.

                                      ICQ: 263-993 | AIM: TG Rep Rebecca
                                      Email: [email protected]

                                      Comment

                                      • CrystaliZed
                                        Confirmed User
                                        • Mar 2007
                                        • 282

                                        #119
                                        Man, that's shitty... who would care what you do... as long as their getting their monthly payment huh?!

                                        Comment

                                        • Big_Red
                                          Confirmed User
                                          • Jun 2006
                                          • 4147

                                          #120
                                          sue sue sue! Its the American way!
                                          60% Revshare.
                                          http://www.boobycash.com We got the boobs and the cash!
                                          ICQ 198-580-197 24/7 support

                                          Comment

                                          • WiredGuy
                                            Pounding Googlebot
                                            • Aug 2002
                                            • 34515

                                            #121
                                            Originally posted by will76
                                            How are they associated with porn because he is getting a loan for a house ?

                                            it's total bullshit. It is a risk level evaluation, they look at your credit score and a bunch of other factors and determine an interest rate for you based on all that info. WHAT you do for a living should not be a factor. It is something some moralistic bank exec slipped in.

                                            Your money is made LEGALLY and it is green just like everyone elses. That is all that SHOULD matter, but we know it is not like this.
                                            A private business has no obligation to work with everyone. They can deny you for any reason including ethical reasons. If it was a government office, this would be different, but a bank doesn't have the obligation to provide services to someone they don't want to.
                                            WG
                                            I play with Google.

                                            Comment

                                            • Zayne E.
                                              Confirmed User
                                              • Apr 2002
                                              • 1383

                                              #122
                                              Wow...I just Google'd my phone number and my website came up. Glad it's mainstream

                                              Comment

                                              • JD
                                                Too lazy to set a custom title
                                                • Sep 2003
                                                • 22651

                                                #123
                                                Originally posted by Zayne E.
                                                Wow...I just Google'd my phone number and my website came up. Glad it's mainstream
                                                whew all clear here. 0 results for my #

                                                Comment

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