HOLY FUCK - *denied the mortgage because of what I do for a living*

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  • Makingcoin
    Confirmed User
    • Aug 2002
    • 8919
    #1

    HOLY FUCK - *denied the mortgage because of what I do for a living*

    Was pre-approved, offer accepted, subject to financing, inspections etc...

    Fuckers denied me, they searched my phone number on google and it came back with some pornographic sites.

    I'm steaming. Some ethical shit they say!


    www.MAKINGCOIN.com
    icq. 166-662-831
    "Start making large coin!"

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    • wdsguy
      Ryde or Die
      • Dec 2002
      • 19568
      #2
      shoulda put a number that is not connected to yo sites.

        Comment

        • BradM
          Confirmed User
          • Dec 2003
          • 3397
          #3
          That has to be illegal. I'd get a lawyer asap.

            Comment

            • mn
              Confirmed User
              • Oct 2001
              • 1505
              #4
              I have no idea of the laws but is that really legal? In my country it would be illegal 100% sure to deny for that reason.

                Comment

                • Makingcoin
                  Confirmed User
                  • Aug 2002
                  • 8919
                  #5
                  My money isn't as good as a fucking doctors? WTF

                  www.MAKINGCOIN.com
                  icq. 166-662-831
                  "Start making large coin!"

                  Daddy I Get Paid To Be A Whore - Coming Soon

                    Comment

                    • WarChild
                      Let slip the dogs of war.
                      • Jan 2003
                      • 17263
                      #6
                      Originally posted by BradM
                      That has to be illegal. I'd get a lawyer asap.
                      I don't think so. Being a pronographer is not a protected minority. You can't deny somebody something based on race, religion, etc .. But you can absolutely do it based on what you feel is ethical.
                      .

                        Comment

                        • Makingcoin
                          Confirmed User
                          • Aug 2002
                          • 8919
                          #7
                          Originally posted by WarChild
                          I don't think so. Being a pronographer is not a protected minority. You can't deny somebody something based on race, religion, etc .. But you can absolutely do it based on what you feel is ethical.
                          And that is exactlly what they said. My profession is not ethical.

                          www.MAKINGCOIN.com
                          icq. 166-662-831
                          "Start making large coin!"

                          Daddy I Get Paid To Be A Whore - Coming Soon

                            Comment

                            • Jman
                              Already an AI veteran
                              • Sep 2003
                              • 22834
                              #8
                              That sucks bro, hope you can find someone else to help you out.
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                                Comment

                                • aico
                                  Moo Moo Cow
                                  • Mar 2004
                                  • 14748
                                  #9
                                  Contact the news, tell them the story, they'll run it, be sure to have them say your sites, you'll get mad traffic and sales, and you won't need the loan.

                                    Comment

                                    • Nookster
                                      Confirmed IT Professional
                                      • Nov 2005
                                      • 3744
                                      #10
                                      Originally posted by WarChild
                                      I don't think so. Being a pronographer is not a protected minority. You can't deny somebody something based on race, religion, etc .. But you can absolutely do it based on what you feel is ethical.
                                      Not true whatsoever. That falls under abuse of authority. Get a lawyer Makingcoin.
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                                        Comment

                                        • Makingcoin
                                          Confirmed User
                                          • Aug 2002
                                          • 8919
                                          #11
                                          Originally posted by JMan
                                          That sucks bro, hope you can find someone else to help you out.
                                          Thanks Jman. Calling a few other banks now. At least the mortgage specialist is understanding. She has everything is a nice package for me for the next bank I decide to deal with.

                                          www.MAKINGCOIN.com
                                          icq. 166-662-831
                                          "Start making large coin!"

                                          Daddy I Get Paid To Be A Whore - Coming Soon

                                            Comment

                                            • WarChild
                                              Let slip the dogs of war.
                                              • Jan 2003
                                              • 17263
                                              #12
                                              Originally posted by Makingcoin
                                              And that is exactlly what they said. My profession is not ethical.
                                              Yeah, it's bullshit, but I doubt it's illegal.
                                              .

                                                Comment

                                                • cyberstar
                                                  Confirmed User
                                                  • Mar 2005
                                                  • 1263
                                                  #13
                                                  wtf.. since when do banks google phone numbers??!!
                                                  Star @ ShockMediaLab
                                                  250-060-302
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                                                    Comment

                                                    • TheLegacy
                                                      SEO RobertWarrenSEO.com
                                                      • Apr 2003
                                                      • 18211
                                                      #14
                                                      they can do that, banks have turned down seed money for adult sites and companies many times - there are ways around it but not in an open forum
                                                      ​
                                                      RobertWarrenSEO.com​
                                                      Telegram: @TheLegacy54​

                                                        Comment

                                                        • WarChild
                                                          Let slip the dogs of war.
                                                          • Jan 2003
                                                          • 17263
                                                          #15
                                                          Originally posted by Makingcoin
                                                          Thanks Jman. Calling a few other banks now. At least the mortgage specialist is understanding. She has everything is a nice package for me for the next bank I decide to deal with.
                                                          Dude, you probably have access to one of the best resources around for this .. Talk to Mark, he's got the hook up.
                                                          .

                                                            Comment

                                                            • Mr Pheer
                                                              So Fucking Banned
                                                              • Dec 2002
                                                              • 22082
                                                              #16
                                                              Most people kinda know to not have porn directly related to them. Dont tell your bank what you do either or you just may get your account closed suddenly.

                                                              Just write this experiance off as a lesson learned the hard way. Go buy a different house, and use a different title & financing company.

                                                                Comment

                                                                • aico
                                                                  Moo Moo Cow
                                                                  • Mar 2004
                                                                  • 14748
                                                                  #17
                                                                  it's not illegal if they have a sign that says "We Reserve the Right to Refuse Service to Anyone" up in their office.

                                                                    Comment

                                                                    • Fap
                                                                      Just Du It
                                                                      • Feb 2004
                                                                      • 12094
                                                                      #18
                                                                      Originally posted by Makingcoin
                                                                      My money isn't as good as a fucking doctors? WTF
                                                                      Your money is dirty!

                                                                        Comment

                                                                        • Pleasurepays
                                                                          BANNED - SUPPORTING TUBES
                                                                          • Aug 2002
                                                                          • 11913
                                                                          #19
                                                                          most US retail banks have internal rules about types of business they will not associate themselves with - gambling and porn are always at the top of the list. that doesn't mean that people/accounts don't slip through the cracks for a while, or that in the case of my bank (Key Bank Private Banking) - they don't turn a blind eye as long as you are not processing porn of gambling transactions with a merchant account through them or something obvious that they can't ignore.

                                                                          no one should be suprised that a US retail bank doesn't want anything to do with them or their money if you are in porn, gaming etc. its not personal, its often hypocritical and its just life.

                                                                            Comment

                                                                            • jacked
                                                                              sperm tail
                                                                              • May 2004
                                                                              • 11019
                                                                              #20
                                                                              seems like some bullshit to me, don't most lenders just check to see the length of time you've been with the employer/company the length of time that employer/company has been in business and the period of time in which you've been steadily collecting a pay check.


                                                                              AIL: Banking is traditionally considered a conservative industry. In your experience, will people working in the adult industry have problems obtaining financing?

                                                                              Campbell: Being employed in the adult industry does not impose any additional difficulty in obtaining financing. However, people in the adult industry have different needs than most consumers. For example a high percentage of your income is likely to be derived by market volume and fluxuate from month-to-month. A high percentage of people in the adult industry are self-employed. The client might even be in a position where they are earning a strong income, but don't want to document it because of tax strategies. In such a situation, a bank may not be willing to get you financing while we can.
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                                                                                Comment

                                                                                • _Richard_
                                                                                  Too lazy to set a custom title
                                                                                  • Oct 2006
                                                                                  • 30989
                                                                                  #21
                                                                                  Yea dude, i'd get a lawyer

                                                                                  R

                                                                                    Comment

                                                                                    • sexsitemoney
                                                                                      Registered User
                                                                                      • Jan 2007
                                                                                      • 14
                                                                                      #22
                                                                                      maybe after you sue them you wont need financing

                                                                                        Comment

                                                                                        • Snake Doctor
                                                                                          I'm Lenny2 Bitch
                                                                                          • Mar 2001
                                                                                          • 13449
                                                                                          #23
                                                                                          wow that's fucked up
                                                                                          sig too big

                                                                                            Comment

                                                                                            • Kenny B!
                                                                                              Confirmed Abuser
                                                                                              • Jun 2003
                                                                                              • 5719
                                                                                              #24
                                                                                              That is bullshit you should go to a different bank or take these assholes to court
                                                                                              Kenny -at- YourPaysitePartner.com
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                                                                                                • WiredGuy
                                                                                                  Pounding Googlebot
                                                                                                  • Aug 2002
                                                                                                  • 34516
                                                                                                  #25
                                                                                                  I think its perfectly legal to deny you for it, they don't want to be associated with porn, but with that said, just get a different phone number and apply with another lender.
                                                                                                  WG
                                                                                                  I play with Google.

                                                                                                    Comment

                                                                                                    • WarChild
                                                                                                      Let slip the dogs of war.
                                                                                                      • Jan 2003
                                                                                                      • 17263
                                                                                                      #26
                                                                                                      Originally posted by Nookster
                                                                                                      Not true whatsoever. That falls under abuse of authority. Get a lawyer Makingcoin.
                                                                                                      No it doesn't. What authority is a private banker exercising over you by refusing your business? Absolutely none. It's a free market, you're free to go elsewhere, and they're free to pick and choose their customers. You have no guarantee by law to bank loans!
                                                                                                      .

                                                                                                        Comment

                                                                                                        • evildick
                                                                                                          #27
                                                                                                          What bank was it? You are in Canada, right?

                                                                                                            Comment

                                                                                                            • Lance69
                                                                                                              Confirmed User
                                                                                                              • Jan 2005
                                                                                                              • 2266
                                                                                                              #28
                                                                                                              What bank was it? That's fucked up!
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                                                                                                                • Jim_Gunn
                                                                                                                  Confirmed User
                                                                                                                  • Feb 2003
                                                                                                                  • 5702
                                                                                                                  #29
                                                                                                                  You shoulda used a different phone number, like a home phone that isn't related to your business. Or, if you were thinking quickly, just should have acted like you had no idea what they were talking about and said that musta been the last person that had that phone number. Oh well, GFY is a great resource, I am sure someone knows a hungry agent that will work with you. Of course, use a different phone number with the bank now.

                                                                                                                    Comment

                                                                                                                    • natas
                                                                                                                      Confirmed User
                                                                                                                      • Mar 2002
                                                                                                                      • 3377
                                                                                                                      #30
                                                                                                                      damn that sucks. sorry to hear that

                                                                                                                        Comment

                                                                                                                        • Trixxxia
                                                                                                                          Confirmed User
                                                                                                                          • Aug 2004
                                                                                                                          • 5600
                                                                                                                          #31
                                                                                                                          Yeah I'd like to know what bank it was too.
                                                                                                                          Now, one of the things I can tell you is this - if it's not your bank/branch and you went through a little known mortgage broker, I think it's normal.

                                                                                                                          If it's your main bank/branch with account managers that know you and it was declined, I'd start changing banks.

                                                                                                                          When choosing a mortgage broker, get references from the biggest RealEstate Agents in the area on who the does most of their mortgages.
                                                                                                                          The more business the mortgage broker does, the more clout she/he has with the banks (banks want to keep them happy and sending business).

                                                                                                                            Comment

                                                                                                                            • Forest
                                                                                                                              Confirmed User
                                                                                                                              • Aug 2001
                                                                                                                              • 9135
                                                                                                                              #32
                                                                                                                              Originally posted by cyberstar
                                                                                                                              wtf.. since when do banks google phone numbers??!!
                                                                                                                              all lender check the phone numbers you provide for them against almost every database they can find

                                                                                                                              they are lending alot of money and want to know EVERYTHING about you they can find

                                                                                                                                Comment

                                                                                                                                • Forest
                                                                                                                                  Confirmed User
                                                                                                                                  • Aug 2001
                                                                                                                                  • 9135
                                                                                                                                  #33
                                                                                                                                  Originally posted by WarChild
                                                                                                                                  No it doesn't. What authority is a private banker exercising over you by refusing your business? Absolutely none. It's a free market, you're free to go elsewhere, and they're free to pick and choose their customers. You have no guarantee by law to bank loans!
                                                                                                                                  That is 100% correct

                                                                                                                                    Comment

                                                                                                                                    • Peaches
                                                                                                                                      Old broad
                                                                                                                                      • Oct 2002
                                                                                                                                      • 13933
                                                                                                                                      #34
                                                                                                                                      What would you sue them for? "They won't let me borrow their money"??! Pornographers aren't a protected minority.

                                                                                                                                      As others have said, use a different number - problem solved.

                                                                                                                                        Comment

                                                                                                                                        • Shakula
                                                                                                                                          So Fucking Banned
                                                                                                                                          • Nov 2006
                                                                                                                                          • 948
                                                                                                                                          #35
                                                                                                                                          Originally posted by Makingcoin
                                                                                                                                          Was pre-approved, offer accepted, subject to financing, inspections etc...

                                                                                                                                          Fuckers denied me, they searched my phone number on google and it came back with some pornographic sites.

                                                                                                                                          I'm steaming. Some ethical shit they say!

                                                                                                                                          Are you a retard or what.
                                                                                                                                          Let me tell you how things works.

                                                                                                                                          If some hotshoot in that bank understands what you do for a living and you are a customer and runs a fucking christian newspaper or whatever and write about it.

                                                                                                                                          What the fuck do you think will happen to that bank? They will lose customers just because of you.

                                                                                                                                          Rather to quit 1 customer loose to make 10 others satisified.
                                                                                                                                          Its bizniz.

                                                                                                                                            Comment

                                                                                                                                            • baddog
                                                                                                                                              So Fucking Banned
                                                                                                                                              • Apr 2001
                                                                                                                                              • 107089
                                                                                                                                              #36
                                                                                                                                              just Googled my phone numbers just to see . . . . I am clean

                                                                                                                                                Comment

                                                                                                                                                • huey
                                                                                                                                                  Confirmed User
                                                                                                                                                  • Apr 2003
                                                                                                                                                  • 3955
                                                                                                                                                  #37
                                                                                                                                                  Coin hit me up if you need a good mortgage broker. I know guys that will jump on this like a fat kid on a smarty.
                                                                                                                                                  opinions are like assholes.................


                                                                                                                                                  "They aren't after me, they are AFTER YOU! Im just in their way"
                                                                                                                                                  -D.J. Trump

                                                                                                                                                    Comment

                                                                                                                                                    • Sosa
                                                                                                                                                      In Tushy Land
                                                                                                                                                      • Oct 2002
                                                                                                                                                      • 40149
                                                                                                                                                      #38
                                                                                                                                                      wow that really sucks. good luck finding a bank that will accept you bro.

                                                                                                                                                        Comment

                                                                                                                                                        • born2blog
                                                                                                                                                          Confirmed User
                                                                                                                                                          • Sep 2006
                                                                                                                                                          • 1801
                                                                                                                                                          #39
                                                                                                                                                          I don't understand how they can legally get away with that
                                                                                                                                                          Juicy Ads - Buy & Sell Quality Traffic!!

                                                                                                                                                            Comment

                                                                                                                                                            • tony299
                                                                                                                                                              lurker
                                                                                                                                                              • Aug 2002
                                                                                                                                                              • 57021
                                                                                                                                                              #40
                                                                                                                                                              that sux but thats why I have some mainstream sites set up to answer the what do you do question. Also all info are gif's so they cant be searched.

                                                                                                                                                                Comment

                                                                                                                                                                • Matt 26z
                                                                                                                                                                  So Fucking Banned
                                                                                                                                                                  • Apr 2002
                                                                                                                                                                  • 18481
                                                                                                                                                                  #41
                                                                                                                                                                  It might not be just an ethics policy on their end. They may view adult income as being potentially unstable.

                                                                                                                                                                    Comment

                                                                                                                                                                    • JP-pornshooter
                                                                                                                                                                      Confirmed User
                                                                                                                                                                      • Sep 2006
                                                                                                                                                                      • 4007
                                                                                                                                                                      #42
                                                                                                                                                                      just buy something you can afford to buy in cash, problem solved...or find other bankroller..
                                                                                                                                                                      "Obscenity is whatever gives the Judge an erection." -- Author Unknown

                                                                                                                                                                        Comment

                                                                                                                                                                        • MikeSmoke
                                                                                                                                                                          Confirmed User
                                                                                                                                                                          • Nov 2002
                                                                                                                                                                          • 3241
                                                                                                                                                                          #43
                                                                                                                                                                          Originally posted by jacked
                                                                                                                                                                          seems like some bullshit to me, don't most lenders just check to see the length of time you've been with the employer/company the length of time that employer/company has been in business and the period of time in which you've been steadily collecting a pay check.




                                                                                                                                                                          http://adultinternetlaw.com/intervie...age_broker.php
                                                                                                                                                                          Just FYI.....by happenstance, I used the broker who was the subject of that interview - not because of the interview, just a coincidence.
                                                                                                                                                                          But if anyone is thinking about calling him after reading the interview........you might want to think again.

                                                                                                                                                                          icq: 541-739-92

                                                                                                                                                                            Comment

                                                                                                                                                                            • jacked
                                                                                                                                                                              sperm tail
                                                                                                                                                                              • May 2004
                                                                                                                                                                              • 11019
                                                                                                                                                                              #44
                                                                                                                                                                              Originally posted by MikeSmoke
                                                                                                                                                                              Just FYI.....by happenstance, I used the broker who was the subject of that interview - not because of the interview, just a coincidence.
                                                                                                                                                                              But if anyone is thinking about calling him after reading the interview........you might want to think again.
                                                                                                                                                                              yeah i've never used him before just googled it to tell you the truth and was the only relevant thing i could find about the subject in question...
                                                                                                                                                                              Got Cam Models?
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                                                                                                                                                                                Comment

                                                                                                                                                                                • Peaches
                                                                                                                                                                                  Old broad
                                                                                                                                                                                  • Oct 2002
                                                                                                                                                                                  • 13933
                                                                                                                                                                                  #45
                                                                                                                                                                                  Originally posted by baddog
                                                                                                                                                                                  just Googled my phone numbers just to see . . . . I am clean
                                                                                                                                                                                  I called your bank and told them your GFY username. They said "We know".

                                                                                                                                                                                    Comment

                                                                                                                                                                                    • EBORG9
                                                                                                                                                                                      Confirmed User
                                                                                                                                                                                      • Oct 2006
                                                                                                                                                                                      • 1823
                                                                                                                                                                                      #46
                                                                                                                                                                                      What state are you? I may know a guy that know s some people..you know what I'm saying?

                                                                                                                                                                                      Seriously, some of my clients are mortgage brokers. If I can recommend someone for you I will.
                                                                                                                                                                                      I can't believe that in this market, with new home sales down 2&#37; and 50% in the western states!
                                                                                                                                                                                      Idiots.

                                                                                                                                                                                        Comment

                                                                                                                                                                                        • Forest
                                                                                                                                                                                          Confirmed User
                                                                                                                                                                                          • Aug 2001
                                                                                                                                                                                          • 9135
                                                                                                                                                                                          #47
                                                                                                                                                                                          Originally posted by Peaches
                                                                                                                                                                                          I called your bank and told them your GFY username. They said "We know".

                                                                                                                                                                                            Comment

                                                                                                                                                                                            • Forest
                                                                                                                                                                                              Confirmed User
                                                                                                                                                                                              • Aug 2001
                                                                                                                                                                                              • 9135
                                                                                                                                                                                              #48
                                                                                                                                                                                              Originally posted by EBORG9
                                                                                                                                                                                              What state are you? I may know a guy that know s some people..you know what I'm saying?

                                                                                                                                                                                              Seriously, some of my clients are mortgage brokers. If I can recommend someone for you I will.
                                                                                                                                                                                              I can't believe that in this market, with new home sales down 2% and 50% in the western states!
                                                                                                                                                                                              Idiots.
                                                                                                                                                                                              yeah but forclousure rates are UP so banks are being much more choosy who they lend to

                                                                                                                                                                                                Comment

                                                                                                                                                                                                • xNetworx
                                                                                                                                                                                                  So Fucking What
                                                                                                                                                                                                  • Jan 2004
                                                                                                                                                                                                  • 14445
                                                                                                                                                                                                  #49
                                                                                                                                                                                                  Definately contact an attorney

                                                                                                                                                                                                    Comment

                                                                                                                                                                                                    • warlock5
                                                                                                                                                                                                      Confirmed User
                                                                                                                                                                                                      • Jan 2004
                                                                                                                                                                                                      • 2808
                                                                                                                                                                                                      #50
                                                                                                                                                                                                      Call Fox News, they love stuff, especially Bill O'Reilly. They'll probably plug your sites and forget to censor parts of it.

                                                                                                                                                                                                        Comment

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