garbage... since early april
the only thing that i've heard of coming into play soon is the new bank overdraft regulations... maybe some banks are implementing these changes ahead of schedule
i guess people either like to use nearly maxed out cards to buy porn or most people are just broke as hell
http://topics.nytimes.com/topics/new...ame/index.html
http://www.consumerreports.org/cro/m...ft-fees-ov.htm