What Health Insurance do you have?

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  • BVF
    Black Vagina Finder
    • Jan 2002
    • 13975
    #1

    What Health Insurance do you have?

    It looks like Blue Cross will cost me 330 a month for the family plan...I'm waiting on the call back from Humana One and if they're not cheaper, I'm going with blue cross..

    What do YOU use and how much are you paying?

    Black Pussy
    Click On Mr Cosby..CCbill, 60/40, 136 FHG's....The Cos Loves Black Ghetto Pussy!!
    Tags: None
    • wdsguy
      Ryde or Die
      • Dec 2002
      • 19568
      #2
      Blue Cross covered by work.

        Comment

        • Kimo
          ...
          • Jan 2006
          • 11542
          #3
          Originally posted by BVF
          It looks like Blue Cross will cost me 330 a month for the family plan...I'm waiting on the call back from Humana One and if they're not cheaper, I'm going with blue cross..

          What do YOU use and how much are you paying?
          That is cheap. My father has blue cross federal because he is retired post office, and he pays $350ish per month for the family plan.
          ...

            Comment

            • dirtysouth
              Confirmed User
              • Jul 2003
              • 2613
              #4
              BCBS - Family med & dental

              $700 per month and it's fucking killing me. Every visit is a co-pay and the prescriptions for my kids (ashma, etc) is still high as hell.
              no sig

                Comment

                • L-Pink
                  working on my tan
                  • Mar 2005
                  • 39151
                  #5
                  I pay around $350. for just myself with BC/BS

                    Comment

                    • junction
                      Confirmed User
                      • Dec 2002
                      • 2411
                      #6
                      I've got Blue Cross / Blue Shield as well. About $400 for the family.

                        Comment

                        • Chris
                          Too lazy to set a custom title
                          • May 2003
                          • 27880
                          #7
                          I use Young Texans plan for my daughter

                          60$ a month with 20$ copay ... decent coverage

                          insurance is crazy as hell
                          for Blue Cross for me my wife and daughter it would of been 490$ a month with 25$ copay
                          [email protected]

                            Comment

                            • BVF
                              Black Vagina Finder
                              • Jan 2002
                              • 13975
                              #8
                              Originally posted by L-Pink
                              I pay around $350. for just myself with BC/BS
                              Wow that's fucked...Here in PR, Blue Cross is 175 for an individual plan.

                              Black Pussy
                              Click On Mr Cosby..CCbill, 60/40, 136 FHG's....The Cos Loves Black Ghetto Pussy!!

                                Comment

                                • beckie
                                  Confirmed User
                                  • Dec 2004
                                  • 405
                                  #9
                                  I'm not sure how much it would cost for a family, but I pay $175/month for just me through American Medical. Not too bad, but the regular prescriptions are 50% - generic $20 co pay. I have allergies, so my prescription is about $70 a month. (It's the only one that works).

                                  Sun Designs xxx
                                  icq - 16100431

                                    Comment

                                    • The Dawg
                                      Confirmed User
                                      • Apr 2002
                                      • 2438
                                      #10
                                      I pay $390 per month - BCBS PPO (Family of 3)

                                        Comment

                                        • Sosa
                                          In Tushy Land
                                          • Oct 2002
                                          • 40149
                                          #11
                                          I'm on a blue cross plan that is like 85/month

                                            Comment

                                            • ThreeDeviants
                                              Confirmed User
                                              • Jan 2007
                                              • 248
                                              #12
                                              For a single plan, I'm paying 199/mo for Health Plan of Nevada (local medical PPO/HMO).
                                              [email protected]

                                                Comment

                                                • sextoyking
                                                  Confirmed User
                                                  • Dec 2001
                                                  • 6034
                                                  #13
                                                  I think the cost for me, mrs, 5 kids for medical and dental with Kaiser hmo is around 1400.00 a month or so..
                                                  ICQ: 52344098
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                                                    Comment

                                                    • Barefootsies
                                                      Choice is an Illusion
                                                      • Feb 2005
                                                      • 42635
                                                      #14
                                                      I have BCBS of Michigan. It's $363 for 2 months (that's how they bill me... 2 month incriments).

                                                      That's for me alone. No wifie, or kids.
                                                      Should You Email Your Members?

                                                      Link1 | Link2 | Link3

                                                      Enough Said.

                                                      "Would you rather live like a king for a year or like a prince forever?"

                                                        Comment

                                                        • Forest
                                                          Confirmed User
                                                          • Aug 2001
                                                          • 9136
                                                          #15
                                                          GHI

                                                          450 a month

                                                          single plan

                                                            Comment

                                                            • BigCashCrew
                                                              Registered User
                                                              • Aug 2005
                                                              • 3570
                                                              #16
                                                              Guys, I am still working on putting together an association for webmasters to have health insurance and benefits. I have a meeting with AETNA and another large national provider this week. PLEASE email me your name, age and zip code. The more people I have on the list, the better we will all be. The only bitch about this whole thing is it's mainstream and it takes longer to set up. I promise I am working on it!!!!

                                                              Best,
                                                              Errol

                                                                Comment

                                                                • Brujah
                                                                  Beer Money Baron
                                                                  • Jan 2001
                                                                  • 22157
                                                                  #17
                                                                  I have the GFY health plan. It costs me $0 per month. If anything happens, I just wait for GFY to setup a paypal, and epassporte fund.

                                                                    Comment

                                                                    • TCAP
                                                                      Confirmed User
                                                                      • Dec 2006
                                                                      • 222
                                                                      #18
                                                                      Blue Cross PPO for myself $125/month.

                                                                        Comment

                                                                        • germ
                                                                          ( o Y o )
                                                                          • Oct 2002
                                                                          • 3108
                                                                          #19
                                                                          Originally posted by Brujah
                                                                          I have the GFY health plan. It costs me $0 per month. If anything happens, I just wait for GFY to setup a paypal, and epassporte fund.

                                                                            Comment

                                                                            • BigCashCrew
                                                                              Registered User
                                                                              • Aug 2005
                                                                              • 3570
                                                                              #20
                                                                              Originally posted by Brujah
                                                                              I have the GFY health plan. It costs me $0 per month. If anything happens, I just wait for GFY to setup a paypal, and epassporte fund.
                                                                              Yeah, this seems to happen often doesn't it?

                                                                                Comment

                                                                                • Zayne E.
                                                                                  Confirmed User
                                                                                  • Apr 2002
                                                                                  • 1383
                                                                                  #21
                                                                                  Blue Cross Blue Shield of Florida...Blue Options PPO

                                                                                  $233 a month for myself and my son who has Autism. Out of almost $50,000 of medical expenses last year related to his diagnosis I only have about $2300 in bills. Not too bad...if only I had the $2300

                                                                                  Neurologists are expensive as hell...rediculous co-pay on those visits and the neurologists fees at the hospital when my son was in for tests...INSANE $$$

                                                                                    Comment

                                                                                    • BigCashCrew
                                                                                      Registered User
                                                                                      • Aug 2005
                                                                                      • 3570
                                                                                      #22
                                                                                      Contact me. Please read my signature. I'm making a phone call about this right now actually. I hope hear from you all soon.

                                                                                        Comment

                                                                                        • BVF
                                                                                          Black Vagina Finder
                                                                                          • Jan 2002
                                                                                          • 13975
                                                                                          #23
                                                                                          Originally posted by Zayne E.
                                                                                          Blue Cross Blue Shield of Florida...Blue Options PPO

                                                                                          $233 a month for myself and my son who has Autism. Out of almost $50,000 of medical expenses last year related to his diagnosis I only have about $2300 in bills. Not too bad...if only I had the $2300

                                                                                          Neurologists are expensive as hell...rediculous co-pay on those visits and the neurologists fees at the hospital when my son was in for tests...INSANE $$$
                                                                                          What about pre-existing conditions? Humana told me that there is a 12 month wait on it and that's IF they approve the condition in the first place.

                                                                                          Black Pussy
                                                                                          Click On Mr Cosby..CCbill, 60/40, 136 FHG's....The Cos Loves Black Ghetto Pussy!!

                                                                                            Comment

                                                                                            • BVF
                                                                                              Black Vagina Finder
                                                                                              • Jan 2002
                                                                                              • 13975
                                                                                              #24
                                                                                              Originally posted by BigCashCrew
                                                                                              Contact me. Please read my signature. I'm making a phone call about this right now actually. I hope hear from you all soon.
                                                                                              I would love to...However, I need to make a decision on what I'm going to get within a few days. If it was just me, I'd wait but I gotta get my kids some insurance down here NOW...

                                                                                              Black Pussy
                                                                                              Click On Mr Cosby..CCbill, 60/40, 136 FHG's....The Cos Loves Black Ghetto Pussy!!

                                                                                                Comment

                                                                                                • Zayne E.
                                                                                                  Confirmed User
                                                                                                  • Apr 2002
                                                                                                  • 1383
                                                                                                  #25
                                                                                                  Originally posted by BVF
                                                                                                  What about pre-existing conditions? Humana told me that there is a 12 month wait on it and that's IF they approve the condition in the first place.
                                                                                                  Had the insurance before he was diagnosed.

                                                                                                  And on the same note...my son is now uninsurable with that diagnosis...period. I have to stay in Florida and maintain that BCBS of FL policy because I would never be able to get a policy on him through anyone else ever again.

                                                                                                    Comment

                                                                                                    • Stephen
                                                                                                      Consigliere
                                                                                                      • Feb 2003
                                                                                                      • 1771
                                                                                                      #26
                                                                                                      The wife and I have BC/BS and pay ~$260/mo.

                                                                                                      Not the best policy, but she just had surgery and out of her $14,000+ hospital bill, I think I paid ~$130, so it's well worth it.

                                                                                                        Comment

                                                                                                        • CyberHustler
                                                                                                          Masterbaiter
                                                                                                          • Feb 2006
                                                                                                          • 29113
                                                                                                          #27
                                                                                                          I use medicaid... it's free and comes with food stamps and a ebt card
                                                                                                          “If you can convince the lowest white man he’s better than the best colored man, he won’t notice you’re picking his pocket. Hell, give him somebody to look down on, and he’ll empty his pockets for you.”

                                                                                                            Comment

                                                                                                            • Barefootsies
                                                                                                              Choice is an Illusion
                                                                                                              • Feb 2005
                                                                                                              • 42635
                                                                                                              #28
                                                                                                              I can't speak for the BCBS in every other state. But I know for Michigan, they accept everyone. Regardless of your preexisting conditions.

                                                                                                              That's why their rates are a bit higher than many other companies in the state. It's because they take everyone. Diabetes, cancer, whatever. You have a lifetime cap of 1 million I believe (like an organ replacement's about that much I guess).

                                                                                                              But your rates will not go up during the year if you have some new condition. And you will not be dropped for whatever the horror stories I've heard around are.

                                                                                                              There are tradeoff's. Like visits are not covered on my plan. Unless they are doing something in particular. So that's $70. But the co-pays are good for individual. Plus I have had a lot of different things this year done from blood work, to minor surgery, x-rays, other tests. Total paid in 2006..... $79 (other than office visits).

                                                                                                              So if you are one of these people who have a hard time finding coverage. Get with your insurance rep. They do not like selling BCBS, but you do not have to wait, and they take everyone. At least in MI.

                                                                                                              Should You Email Your Members?

                                                                                                              Link1 | Link2 | Link3

                                                                                                              Enough Said.

                                                                                                              "Would you rather live like a king for a year or like a prince forever?"

                                                                                                                Comment

                                                                                                                • tony299
                                                                                                                  lurker
                                                                                                                  • Aug 2002
                                                                                                                  • 57021
                                                                                                                  #29
                                                                                                                  Kaiser was great first 3 yrs, now every year they raise the rates. If we didnt up our deducable, it would of been 1000 a month.

                                                                                                                    Comment

                                                                                                                    • sextoyking
                                                                                                                      Confirmed User
                                                                                                                      • Dec 2001
                                                                                                                      • 6034
                                                                                                                      #30
                                                                                                                      Originally posted by tony404
                                                                                                                      Kaiser was great first 3 yrs, now every year they raise the rates. If we didnt up our deducable, it would of been 1000 a month.


                                                                                                                      Yep Tony, every yr at renewel time it goes up 9 to 20%..... The corp pays but still....
                                                                                                                      ICQ: 52344098
                                                                                                                      --------------------------------------
                                                                                                                      50% Commissions on all Product Sales. http://www.wishing.com/money

                                                                                                                        Comment

                                                                                                                        • Spunky
                                                                                                                          I need a beer
                                                                                                                          • Jun 2002
                                                                                                                          • 133978
                                                                                                                          #31
                                                                                                                          Damn..some of you guys are paying through the nose..I pay 56 bucks a month...in Canada ;)

                                                                                                                            Comment

                                                                                                                            • beckie
                                                                                                                              Confirmed User
                                                                                                                              • Dec 2004
                                                                                                                              • 405
                                                                                                                              #32
                                                                                                                              Originally posted by Barefootsies
                                                                                                                              That's why their rates are a bit higher than many other companies in the state. It's because they take everyone. Diabetes, cancer, whatever. You have a lifetime cap of 1 million I believe (like an organ replacement's about that much I guess).
                                                                                                                              How much are you paying every month for that? I honestly hate my insurance company and I hate paying 50% for my prescriptions.

                                                                                                                              And who is your rep? Mine didn't even want to get into BCBS.

                                                                                                                              Sun Designs xxx
                                                                                                                              icq - 16100431

                                                                                                                                Comment

                                                                                                                                • Barefootsies
                                                                                                                                  Choice is an Illusion
                                                                                                                                  • Feb 2005
                                                                                                                                  • 42635
                                                                                                                                  #33
                                                                                                                                  Originally posted by beckie
                                                                                                                                  How much are you paying every month for that? I honestly hate my insurance company and I hate paying 50% for my prescriptions.

                                                                                                                                  And who is your rep? Mine didn't even want to get into BCBS.
                                                                                                                                  Well I am a male in the 30-34/35 age bracket. So I think I am $181 a month. But you are billed bi monthly for some reason. But whatever. It comes out to $363 and change.

                                                                                                                                  Trust me. My rep went over BCBS because I persisted, but he kept pushing the other flavors. However, when I was with Ameritech/SBC/TDS for the 8 years in telco after college. I had always had BCBS for insurance. I was always happy with them, so I wanted to go back with them once business took off.

                                                                                                                                  They were one of the more expensive, but I didn't care. If you sit there listening to the true differences between the companies on deductables, caps, and so on. You start to see that the cheaper is not always better. I suppose if you are only looking for major medical, that may be a cheap way to go. But I hate the hastle of dealing, changing, and all that shit. So I spent the better part of a day with my rep to hear all the comparisons.

                                                                                                                                  Even then I still went with BCBS. I do not think they make as much, and even at the end he was still talking about the others plans. But in all fairness. When I asked about BCBS stuff, he gave me the info. He did go over all the plans, it was just obvious his commission was better with some than others.

                                                                                                                                  I went through an independant.. Gary Strefling, United Alliance Insurance, 269.321.0295

                                                                                                                                  I am not sure the percentage on the scripts. But I have never paid more than $5/10 per for all of the different one's I had last year. I do know that whatever he had quoted me on that was wrong. I thought he had said something about 50% when we talked. But when I was getting my perscriptions filled at Walgreen's, I was only paying between $5-10.

                                                                                                                                  Hope this helps tootsie.

                                                                                                                                  Should You Email Your Members?

                                                                                                                                  Link1 | Link2 | Link3

                                                                                                                                  Enough Said.

                                                                                                                                  "Would you rather live like a king for a year or like a prince forever?"

                                                                                                                                    Comment

                                                                                                                                    • beckie
                                                                                                                                      Confirmed User
                                                                                                                                      • Dec 2004
                                                                                                                                      • 405
                                                                                                                                      #34
                                                                                                                                      Thanks for the info, Chris.

                                                                                                                                      Sun Designs xxx
                                                                                                                                      icq - 16100431

                                                                                                                                        Comment

                                                                                                                                        • cumbound
                                                                                                                                          Registered User
                                                                                                                                          • May 2005
                                                                                                                                          • 92
                                                                                                                                          #35
                                                                                                                                          Cigna baby..
                                                                                                                                          JenaveveBlog.com - Jenaveve Jolie Blog

                                                                                                                                            Comment

                                                                                                                                            • DeadFidel
                                                                                                                                              Confirmed User
                                                                                                                                              • Jul 2003
                                                                                                                                              • 6764
                                                                                                                                              #36
                                                                                                                                              Originally posted by Forest
                                                                                                                                              GHI

                                                                                                                                              450 a month

                                                                                                                                              single plan
                                                                                                                                              Same, GHI, nice plan but I pay $580.

                                                                                                                                                Comment

                                                                                                                                                • Barefootsies
                                                                                                                                                  Choice is an Illusion
                                                                                                                                                  • Feb 2005
                                                                                                                                                  • 42635
                                                                                                                                                  #37
                                                                                                                                                  Originally posted by beckie
                                                                                                                                                  Thanks for the info, Chris.
                                                                                                                                                  Should You Email Your Members?

                                                                                                                                                  Link1 | Link2 | Link3

                                                                                                                                                  Enough Said.

                                                                                                                                                  "Would you rather live like a king for a year or like a prince forever?"

                                                                                                                                                    Comment

                                                                                                                                                    • Forest
                                                                                                                                                      Confirmed User
                                                                                                                                                      • Aug 2001
                                                                                                                                                      • 9136
                                                                                                                                                      #38
                                                                                                                                                      Originally posted by BVF
                                                                                                                                                      What about pre-existing conditions? Humana told me that there is a 12 month wait on it and that's IF they approve the condition in the first place.
                                                                                                                                                      BCBS told me 24 month prexisting on my back

                                                                                                                                                      thats why i didnt switch. I would have saved myself almost 200.00 a month

                                                                                                                                                        Comment

                                                                                                                                                        • Barefootsies
                                                                                                                                                          Choice is an Illusion
                                                                                                                                                          • Feb 2005
                                                                                                                                                          • 42635
                                                                                                                                                          #39
                                                                                                                                                          Originally posted by Forest
                                                                                                                                                          BCBS told me 24 month prexisting on my back

                                                                                                                                                          thats why i didnt switch. I would have saved myself almost 200.00 a month
                                                                                                                                                          Interesting...

                                                                                                                                                          There wasn't a wait for me. But I suppose it can vary from group, or state, or something? Very odd.

                                                                                                                                                          Should You Email Your Members?

                                                                                                                                                          Link1 | Link2 | Link3

                                                                                                                                                          Enough Said.

                                                                                                                                                          "Would you rather live like a king for a year or like a prince forever?"

                                                                                                                                                            Comment

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