How do you remove something from your credit?

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  • beemk
    CLICK HERE
    • Jan 2002
    • 20829

    #1

    How do you remove something from your credit?

    i have several houses and one of the electricity bills was going to the wrong house, so my credit report now shows an unpaid bill for 3 months and dropped my score 60 points. is there a way to get it removed or do i have to just wait it out?
    I host with Vacares
  • EBORG9
    Confirmed User
    • Oct 2006
    • 1823

    #2
    Get documentation of the mistake and send it to all 3 credit reporting "crooks",
    Registered Mail, (so someone has to sign for it).
    Go online and file a dispute, it is very easy and will walk you through it.
    They have 30 days to contact you about the dispute.
    Follow those up with phone calls, with all of your eveidence.

    When you do all of those things, they will get around to it....whenever the hell they feel like it.
    Or just pay someone.
    Just follow up and wait it out, if you need to apply for credit, take all your documentation with you, but it wont matter until it is corrected.

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    • XXXDesignz
      Registered User
      • Jan 2007
      • 79

      #3
      write a letter of dispute to each of the bureu's that reported ie TRW Tranunion and equifax the number will be located on your credit report.
      Need help?
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      • woj
        <&(©¿©)&>
        • Jul 2002
        • 47880

        #4
        Why did you post this in the buy/sell forum? heh

        You are probably out of luck man, unless it's their mistake or mistake on electric companies part, then there is nothing they can do....
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        • beemk
          CLICK HERE
          • Jan 2002
          • 20829

          #5
          Originally posted by woj
          Why did you post this in the buy/sell forum? heh

          You are probably out of luck man, unless it's their mistake or mistake on electric companies part, then there is nothing they can do....
          haha opps i wasnt paying attention, thought this was the regular forum.
          I host with Vacares

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          • Wagerboy
            Confirmed User
            • Jul 2006
            • 2290

            #6
            Originally posted by XXXDesignz
            write a letter of dispute to each of the bureu's that reported ie TRW Tranunion and equifax the number will be located on your credit report.
            Need help?
            I'll barter for some links on your site! I was a loan officer for 7 years, before turning to the like of porn.
            Then you would probably know that "TRW" went to trans union 6 years ago.
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            • Jaytown
              Confirmed User
              • Nov 2005
              • 1056

              #7
              Originally posted by woj
              Why did you post this in the buy/sell forum? heh

              You are probably out of luck man, unless it's their mistake or mistake on electric companies part, then there is nothing they can do....
              Nah, just about anything can be taken off your credit report if its even the slightest bit disputable.

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