If you are in a white person in a mainly white area where people do white things like be honest, return lost wallets/purses to their owners, tell the truth, do good business, etc etc etc then you can pay with a check. I bought a truck for $18k in a suburb of Seattle a few years ago and paid with a personal check. They did not even call the bank to make sure I had enough money in the account. I believe the proper phrase is "that is mighty white of you!".
