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this is one reason I dont use paypal.
i removed my bank account from there after reading some shady business that happened with someones account. I used to sell ebooks a while ago and had to go through an extensive verification process because I was doing $5k a month in business and they charges were all the same amount.
during that time when my account was frozen, I had to shut down shop because I wasnt sure if i was going to get the money, so I had people disputing the charge with paypal, then they closed my account until they could futher investigate my business.
they asked me for a business model and what I did... such a pain in the ass IMO
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