100% valid cards declined at sponsors

yes sir, please explain to the dork.

Have you called your bank yet to see why the card is being declined?

With this many failed attempts now, my card here would be shut off.


It's not ccbill/epoch... It's the banks. The banks control your declines. If the guy is putting the info in correctly, address/zip and card are real... CCBill is going to approve that card - the question is, will the bank?


Those days your sales dropped, it could have been major Internet issues, or when NK started to DDOS everyone or it could be MJ or it could be a big storm that is going across the states.

Hell, one of the banks could have been down. That happens too.

Goddamn! Call da black Jesus.

Did someone push the button again? Sales and rebills were ok again, and suddenly... nada?

No, because many webmasters have their sites built up on 90% ccbill sponsors and the like.

I am experience 0 sales everyday since the beginning of September, and this while my non-ccbill sponsors works very good with ratios like 1:200 and such.

Why would the bank decline sales coming from ccbill only and not NATS sponsors?

Chances are you triggered fraud scrubbing with the billing company. Did you use the same computer to register to the affilaite program as you used for the test sign ups? Most cases that will get the transactions blocked. This is to prevent affiliates from running trial scams and such.

CCBill sucks ass really. Making sales with ccbill is getting nightmare everyday and nobody from ccbill is ready to say anything about their scrubbing.

It's simple.
Cross sales hell ----> tons of chargebacks and complaints ---> Banks are auto declining transactions from adult billers.
We(billers, sponsors and affiliates) are all responsible.

Look those that know don't tell, and those that tell don't know... Although ccbill has a solid reputation and is quite professional, their scrubbing that they will deny to the end is quite a nuisance because of its inconsistency.

We all see the spikes and drops and we all have been studying and analyzing our stats for years and we know that when you have new updates you get a flurry in sales.

So to have hot new updates with increased traffic, and increased join from hits, but near zero sales... c'mon it is painfully obvious to all of us whats going on.

I have seen many threads from webmasters with good cards being denied (mainly thru ccbill) then they come here post about it and get the typical tired response time after time..." we will look into it....why would we scrub to decrease sales.... " its down right insulting.

Not too mention the refunds, chargebacks,voids etc. are doubling and tripling and there does not appear to be any reversal of this trend anytime soon.

Besides just look at Verotel, I have processed between 20-30 sales with them for 2009 and have not received one nickel, nor have I received a return email, or return phone call.

I still see verotel advertising with huge banners on adult industry forums, I mean its like the twilight zone.

So its clear that things are dire and just about everyone is in survival mode, having to do what it takes to pay their own overhead even if it means stiffing merchants.

I don't have any answers but I would be a fool to act oblivious to whats going on.

Sure you could try to get a merchant account to process subscriptions but who is in a position to jump through all of the hoola hoops they require. $1500.00 set up fee... shitload of paperwork...thumbscan...blood sample...etc LOL

I know I raised an old thread, but I think it is time to discuss bank scrub once again. I see worse situation every month since last summer. Ratios are high as never. I tried to join some different paysites using valid VISA and it was always declined. Maybe we may do something about that, or just wait until banks go normal again.

Call YOUR bank. 85% of the time, it's your bank that declines the card. My bank regularly declines transactions that could be porn/gambling/high-risk