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I use Trend Micro Corporate software myself, but for Single users I reccomend Kaspersky
The most important thing is to keep your OS and Browser updated.
I browse russian blogs every day, and the AV goes of many times a day, but so far I have never been infected. Everything gets blocked before it get on my PC
With McAfee and Panda, most of the time it wont detect it before your computer is actually compromiced, and then its really to late.
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